Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Lubineau from Wemmel, company number BE0452273881, closed financial year 2025 with a result of € -22,334 after tax. For that financial year Lubineau recorded a gross margin of € 54,302 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € -16,903 to € -22,334. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 23, 2025.
€ 1.2 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,334
▼ 32 % more loss than in 2024
Profit after tax over the fiscal year.
€ 27,093
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.1 million.
People and assets in 2025
€ 4,967
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 630,355
▼ 10% vs 2024
€ 82,824 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 7,391
▲ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,000
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 73,263 | € 879 | € 46,887 | € 54,302 | ▲ 16% |
| Profit after taxes | € -6,177 | € 684,042 | € -16,903 | € -22,334 | ▼ € 5,431 |
| Equity | € 588,712 | € 1,272,754 | € 1,255,851 | € 1,233,517 | ▼ 2% |
| Total debts | € 1,356,685 | € 820,794 | € 738,868 | € 685,790 | ▼ 7% |
| Cash | € 5,438 | € 831,757 | € 790,611 | € 27,093 | ▼ 97% |
| Land & buildings | € 1,180,380 | € 1,136,951 | € 1,093,522 | € 1,796,587 | ▲ 64% |
| Retained profit | € 481,252 | € 1,168,473 | € 1,154,749 | € 1,135,594 | ▼ 2% |
| Bank debt | € 845,433 | € 774,705 | € 703,444 | € 630,355 | ▼ 10% |
| Balance sheet total | € 1,969,994 | € 2,117,114 | € 2,017,253 | € 1,940,809 | ▼ 4% |
Key figures of Lubineau, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Lubineau?
What happened at Lubineau in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,334. Source: NBB ↗
- MARIE-CHRISTINE LUBINEAU stepped down as director. NBB
- EDDY VAN HOEYMISSEN stepped down as director. NBB
- MARIE-CHRISTINE LUBINEAU became a director. NBB
- EDDY VAN HOEYMISSEN became a director. NBB
- New establishment in Wemmel. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,177 loss in 2022 to € 22,334 loss in 2025.
Paid € 70,275 in corporate taxes since 2022.
Best year ever: 2023, with € 684,042 profit.
Management
Directors
According to the 2025 annual accounts
MARIE-CHRISTINE LUBINEAU
Managing director
since 2019 · until 2025
EDDY VAN HOEYMISSEN
Managing director
since 2019 · until 2025
Establishments
Establishment units
Physical locations of this company
Windberg 22
1780 Wemmel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.273.881
- VAT number
- BE 0452.273.881
- Registered office
- Windberg 22, 1780 Wemmel
- Names & denominations
- Lubineau
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 March 1994
- Peppol
- Active · Active since 21 Nov 2025
- Contact
- 0475/72 13 62
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)