Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
F&M Properties from Bierbeek, company number BE0452094828, closed financial year 2025 with a result of € -37,267 after tax. For that financial year F&M Properties recorded a gross margin of € -26,747 and equity of € 28,853. Compared with financial year 2024, the result moved from € -6,443 to € -37,267. The company made a loss. The buffer shrank hard: equity is 56 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 28,853
▼ 56% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -37,267
▼ 478 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,455
▼ 82% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 10,253.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 6,244
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,431
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 365
▲ 39% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,262 | € 61,642 | € 2,826 | € -26,747 | ▼ € 29,573 |
| Profit after taxes | € 26,280 | € 34,222 | € -6,443 | € -37,267 | ▼ € 30,825 |
| Equity | € 38,341 | € 72,563 | € 66,120 | € 28,853 | ▼ 56% |
| Total debts | € 85,621 | € 37,173 | € 7,389 | € 1,797 | ▼ 76% |
| Cash | € 43,095 | € 48,894 | € 36,169 | € 6,455 | ▼ 82% |
| Land & buildings | € 9,582 | € 0 | - | - | |
| Retained profit | € 19,741 | € 53,963 | € 47,520 | € 10,253 | ▼ 78% |
| Bank debt | € 75,638 | € 16,694 | € 4,273 | € 0 | ▼ 100% |
| Balance sheet total | € 123,962 | € 109,736 | € 73,509 | € 30,649 | ▼ 58% |
Key figures of F&M Properties, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F&M Properties?
What happened at F&M Properties in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 37,267. Source: NBB ↗
- Mia De Sutter became a director. NBB
- New establishment in Bierbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,280 profit in 2022 to € 37,267 loss in 2025.
Paid € 25,593 in corporate taxes since 2022.
Best year ever: 2023, with € 34,222 profit.
Management
Behind F&M Properties is Mia De Sutter.
Directors
According to the 2025 annual accounts
Mia De Sutter
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Pimberg 127
3360 Bierbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.094.828
- VAT number
- BE 0452.094.828
- Registered office
- Pimberg 127, 3360 Bierbeek
- Names & denominations
- F&M Properties
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 1994
- Peppol
- Active · Active since 21 Dec 2024
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Schoonheidsverzorging en andere schoonheidsbehandelingen
Schoonheidsverzorging