Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
GAMI from Charleroi, company number BE0451960711, closed financial year 2025 with a result of € -25,953 after tax. Compared with financial year 2024, the result moved from € -25,581 to € -25,953. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 316,644
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,953
▼ 1 % more loss than in 2024
Profit after tax over the fiscal year.
€ 5,196
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 242,276.
Debts at end 2025
€ 180,000
▼ 33% vs 2024
€ 90,000 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € -12,057 | € -15,755 | € -25,581 | € -25,953 | ▼ € 372 |
| Equity | € 383,934 | € 368,179 | € 342,598 | € 316,644 | ▼ 8% |
| Total debts | € 464,503 | € 473,585 | € 507,677 | € 527,576 | ▲ 4% |
| Cash | € 760 | € 2,404 | € 11,250 | € 5,196 | ▼ 54% |
| Retained profit | € 309,566 | € 293,811 | € 268,230 | € 242,276 | ▼ 10% |
| Bank debt | € 450,000 | € 360,000 | € 270,000 | € 180,000 | ▼ 33% |
| Balance sheet total | € 848,437 | € 841,764 | € 850,275 | € 844,220 | ▼ 1% |
Key figures of GAMI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GAMI?
What happened at GAMI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- AX Patrim stepped down as director. NBB
- Eric Georges stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 25,954. Source: NBB ↗
- AX Patrim became a director. NBB
- Eric Georges became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,057 loss in 2022 to € 25,954 loss in 2025.
Management
The stake of AXPATRIM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GAMIThe shares are held by AXPATRIM (50%). It owns 41.3% of FERNAND GEORGES itself.
Directors
According to the 2025 annual accounts
Managing director · represented by Stéphane GEORGES
since 2023 · until 2028
since 2023 · until 2028
Shareholders
50%
Participations
41.3%
Establishments
Establishment units
Physical locations of this company
Avenue des Etats-Unis 30
6041 Charleroi
Rue Tahon 33
6041 Charleroi
Active since 18 January 1994
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.960.711
- VAT number
- BE 0451.960.711
- Registered office
- Avenue des Etats-Unis 30, 6041 Charleroi
- Names & denominations
- GAMI
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 1993
- Peppol
- Not registered