Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
DEBOFIN from Koksijde, company number BE0451797492, closed financial year 2025 with a result of € 124,357 after tax. For that financial year DEBOFIN recorded a gross margin of € 72,594 and equity of € 46.8 million. Compared with financial year 2024, the result moved from € 2.8 million to € 124,357. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 26, 2026.
€ 46.8 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 124,357
▼ 96% vs 2024
Profit after tax over the fiscal year.
€ 1 million
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 44.8 million.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 108,005
▲ 8% vs 2024
€ 108,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 33,685
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 18% vs 2024
€ 203,333 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 31,175
▼ 77% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,113
▼ 68% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -52,612 | € -718,991 | € 1,355,986 | € 72,594 | ▼ 95% |
| Profit after taxes | € 918,863 | € 2,627,730 | € 2,781,143 | € 124,357 | ▼ 96% |
| Equity | € 38,044,712 | € 42,741,849 | € 46,663,790 | € 46,788,147 | |
| Total debts | € 8,483,097 | € 10,759,802 | € 8,358,107 | € 7,469,345 | ▼ 11% |
| Cash | € 1,350,989 | € 824,085 | € 2,093,885 | € 1,029,699 | ▼ 51% |
| Land & buildings | - | € 6,444,305 | € 6,070,706 | € 5,766,929 | ▼ 5% |
| Retained profit | € 37,734,712 | € 41,880,737 | € 44,661,880 | € 44,786,236 | |
| Bank debt | € 571,352 | € 1,681,473 | € 1,379,912 | € 1,137,201 | ▼ 18% |
| Balance sheet total | € 48,286,477 | € 54,068,869 | € 55,568,306 | € 54,783,091 | ▼ 1% |
| Employees (FTE) | 1 | 1 | 1 | 1 |
Key figures of DEBOFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to DEBOFIN?
What happened at DEBOFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Laloba Investing BV stepped down as director. NBB
- Guido Declercq stepped down as director. NBB
- Evelien Declercq stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 124,357 (▼ 96% vs 2024). Source: NBB ↗
- Laloba Investing BV became a director. NBB
- Guido Declercq became a director. NBB
- Evelien Declercq became a director. NBB
- New establishment in Koksijde. KBO
In short
From € 918,863 profit in 2022 to € 124,357 profit in 2025.
Paid € 86,855 in corporate taxes since 2022.
Best year ever: 2024, with € 2.8 million profit.
On average € 72,600 of value added per employee in 2025.
Management
It owns 100% of Fabiola NV, 100% of Debona, 90% of Ethos Ocean BV, 50% of Faraday Invest BV, 50% of Populas Nigra Partners and 45% of Omega Properties BV itself.
Directors
According to the 2025 annual accounts
since 2022 · until 2027
Guido Declercq
Managing director
Also active at: Maatschappij voor Aankoop en Verkoop van Immobiliën, NIEUWPOORTSE BOUWMAATSCHAPPIJ, FABIOLA, POSEIDON, PARTNERS@VENTURE, FLOWSPARKS, ETHOS OCEAN
since 2022 · until 2027
Establishments
Establishment units
Physical locations of this company
Gen. Notermanlaan(Odk) 22
8670 Koksijde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →ZEEPARKEN
€ 740,523 gross margin · 2025
FABIOLA same network
€ 328,898 gross margin · 2025
POSEIDON same network
€ 918,486 gross margin · 2025
B.V. ZEUS
MATANGI
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.797.492
- VAT number
- BE 0451.797.492
- Registered office
- Gen. Notermanlaan(Odk) 22, 8670 Koksijde
- Names & denominations
- DEBOFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1993
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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