Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMO - LOC from Kortrijk, company number BE0451718805, closed financial year 2025 with a result of € 127,146 after tax. For that financial year IMMO - LOC recorded a gross margin of € 234,947 and equity of € 2.8 million. Compared with financial year 2024, the result moved from € 281,094 to € 127,146. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 2.8 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 127,146
▼ 55% vs 2024
Profit after tax over the fiscal year.
€ 5,096
▼ 94% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.8 million.
Debts at end 2025
€ 1.2 million
▼ 8% vs 2024
€ 103,332 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 3,341
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 181,808
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 161,004 | € 176,615 | € 182,508 | € 234,947 | ▲ 29% |
| Profit after taxes | € 150,133 | € 209,857 | € 281,094 | € 127,146 | ▼ 55% |
| Equity | € 2,153,840 | € 2,363,697 | € 2,644,791 | € 2,771,937 | ▲ 5% |
| Total debts | € 1,521,744 | € 1,462,082 | € 1,474,154 | € 1,363,143 | ▼ 8% |
| Cash | € 38,036 | € 25,428 | € 82,659 | € 5,096 | ▼ 94% |
| Land & buildings | € 760,754 | € 728,373 | € 695,991 | € 663,610 | ▼ 5% |
| Retained profit | € 1,153,840 | € 1,363,697 | € 1,644,791 | € 1,771,937 | ▲ 8% |
| Bank debt | € 1,463,890 | € 1,360,558 | € 1,257,226 | € 1,153,894 | ▼ 8% |
| Balance sheet total | € 3,799,681 | € 3,949,878 | € 4,243,043 | € 4,135,080 | ▼ 3% |
Key figures of IMMO - LOC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO - LOC?
What happened at IMMO - LOC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Patricia Schauteet stepped down as director. NBB
- Christophe Verstraete stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 127,146 (▼ 55% vs 2024). Source: NBB ↗
- Patricia Schauteet became a director. NBB
- Christophe Verstraete became a director. NBB
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 150,133 profit in 2022 to € 127,146 profit in 2025.
Paid € 414,860 in corporate taxes since 2022.
Best year ever: 2024, with € 281,094 profit.
Management
Directors
According to the 2025 annual accounts
Patricia Schauteet
Chairman of the board, Managing director, Director
Also active at: KORTRIJK BUSINESS PARK, AVARONNE
since 2023 · until 2029
Christophe Verstraete
Director
Also active at: VERSTRAETE, VEMACO, VILLA FRANCINE, JETSE, VERSTRAETE DEVELOPMENT, LEEUWKE, VS REAL ESTATE, VERSTRAETE BOUWONDERNEMING +29 more
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Anna Bijnslaan(Kor) 14
8500 Kortrijk
Minister Liebaertlaan(KOR) 53 D box 1
8500 Kortrijk
Active since 11 March 1994
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.718.805
- VAT number
- BE 0451.718.805
- Registered office
- Anna Bijnslaan(Kor) 14, 8500 Kortrijk
- Names & denominations
- IMMO - LOC
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 December 1993
- Peppol
- Active · Active since 21 Oct 2026