Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DECLERCQ JUWELEN from Tienen, company number BE0451575778, closed financial year 2025 with a result of € 53,620 after tax. For that financial year DECLERCQ JUWELEN recorded a gross margin of € 95,694 and equity of € 143,921. Compared with financial year 2024, the result moved from € 115,866 to € 53,620. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 143,921
▲ 59% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 53,620
▼ 54% vs 2024
Profit after tax over the fiscal year.
€ 58,698
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -187,065.
People and assets in 2025
€ 29,593
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 960
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 48,000
▼ 36% vs 2024
Loans from banks and other lenders, long and short.
€ 59,710
▼ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,300
▼ 10% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 93,955 | € 100,024 | € 216,010 | € 95,694 | ▼ 56% |
| Profit after taxes | € -21,346 | € -32,322 | € 115,866 | € 53,620 | ▼ 54% |
| Equity | € 6,757 | € -25,565 | € 90,302 | € 143,921 | ▲ 59% |
| Total debts | € 810,430 | € 759,454 | € 613,328 | € 505,431 | ▼ 18% |
| Cash | € 9,291 | € 3,458 | € 78,518 | € 58,698 | ▼ 25% |
| Retained profit | € -324,229 | € -356,551 | € -240,685 | € -187,065 | ▲ € 53,620 |
| Bank debt | € 121,704 | € 78,696 | € 75,130 | € 48,000 | ▼ 36% |
| Balance sheet total | € 817,187 | € 733,890 | € 703,629 | € 649,352 | ▼ 8% |
Key figures of DECLERCQ JUWELEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DECLERCQ JUWELEN?
What happened at DECLERCQ JUWELEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 53,620 (▼ 54% vs 2024). Source: NBB ↗
- New establishment in Tienen. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,346 loss in 2022 to € 53,620 profit in 2025.
Best year ever: 2024, with € 115,866 profit.
Management
Behind DECLERCQ JUWELEN is Joseph Carlo.
Directors
According to the 2025 annual accounts
Director
Establishments
Establishment units
Physical locations of this company
Nieuwstraat 4
3300 Tienen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
WIX_COM, IL
Website info
Features
Security
Network
Details
- Company number
- 0451.575.778
- VAT number
- BE 0451.575.778
- Registered office
- Nieuwstraat 4, 3300 Tienen
- Names & denominations
- DECLERCQ JUWELEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1993
- Peppol
- Active · Active since 16 Oct 2025
- Contact
- juwelendeclercq.be +32498500656
- Activities · NACE
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