Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PNB Invest from Sint-Martens-Latem, company number BE0451489369, closed financial year 2025 with a result of € -76,625 after tax. For that financial year PNB Invest recorded a gross margin of € 42,340 and equity of € 409,254. Compared with financial year 2024, the result moved from € -18,853 to € -76,625. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 409,254
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -76,625
▼ 306 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3,153
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.2 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 5,807
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76
▼ € 19,812 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 36,891 | € 36,135 | € 118,315 | € 42,340 | ▼ 64% |
| Profit after taxes | € -142,598 | € -95,948 | € -18,853 | € -76,625 | ▼ € 57,772 |
| Equity | € 600,681 | € 504,732 | € 485,880 | € 409,254 | ▼ 16% |
| Total debts | € 2,581,478 | € 2,555,627 | € 2,456,798 | € 2,382,479 | ▼ 3% |
| Cash | € 2,786 | € 44,803 | € 9,691 | € 3,153 | ▼ 67% |
| Land & buildings | € 3,132,205 | € 3,006,462 | € 2,895,700 | € 2,784,938 | ▼ 4% |
| Retained profit | € -1,979,319 | € -2,075,268 | € -2,094,120 | € -2,170,746 | ▼ € 76,625 |
| Bank debt | € 2,549,449 | € 2,525,966 | € 0 | € 0 | |
| Balance sheet total | € 3,182,158 | € 3,060,360 | € 2,942,678 | € 2,791,733 | ▼ 5% |
Key figures of PNB Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PNB Invest?
What happened at PNB Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 76,625. filed late Source: NBB ↗
- Pascal Buelens became a director. NBB
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
In short
From € 142,598 loss in 2022 to € 76,625 loss in 2025.
Paid € 19,887 in corporate taxes since 2022.
A new publication or filing at PNB Invest? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PNB Invest is Pascal Buelens. Pascal Buelens is also behind COBRIM ESTATE and BUDEVCO.
Directors
According to the 2025 annual accounts
since 2008
Establishments
Establishment units
Physical locations of this company
Papenaard 24
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.489.369
- VAT number
- BE 0451.489.369
- Registered office
- Papenaard 24, 9830 Sint-Martens-Latem
- Names & denominations
- PNB Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 November 1993
- Peppol
- Active · Active since 15 Jan 2026