Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
EURO-HOUSE CONCEPT from Charleroi, company number BE0451311702, closed financial year 2025 with a result of € -3,223 after tax. For that financial year EURO-HOUSE CONCEPT recorded a gross margin of € 89,300 and equity of € 880,773. Compared with financial year 2024, the result moved from € 16,015 to € -3,223. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2025.
€ 880,773
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,223
▼ still € 16,015 profit in 2024
Profit after tax over the fiscal year.
€ 6,520
▼ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 730,773.
People and assets in 2025
€ 34,797
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 331,029
▼ 17% vs 2024
€ 27,821 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 350
▼ 88% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,123
▼ 8% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 156,260 | € 92,220 | € 110,458 | € 89,300 | ▼ 19% |
| Profit after taxes | € 42,621 | € 10,447 | € 16,015 | € -3,223 | ▼ € 19,238 |
| Equity | € 857,534 | € 867,981 | € 883,997 | € 880,773 | |
| Total debts | € 537,108 | € 571,458 | € 496,216 | € 434,772 | ▼ 12% |
| Cash | € 22,049 | € 38,900 | € 42,236 | € 6,520 | ▼ 85% |
| Land & buildings | € 1,162,059 | € 1,121,738 | € 1,065,934 | € 1,020,183 | ▼ 4% |
| Retained profit | € 707,534 | € 717,981 | € 733,997 | € 730,773 | |
| Bank debt | € 355,366 | € 319,950 | € 397,226 | € 331,029 | ▼ 17% |
| Balance sheet total | € 1,511,429 | € 1,542,339 | € 1,468,848 | € 1,371,838 | ▼ 7% |
Key figures of EURO-HOUSE CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to EURO-HOUSE CONCEPT?
What happened at EURO-HOUSE CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,223 (▼ € 19,238 vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- Jean-Marie Arpigny became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 42,621 profit in 2022 to € 3,223 loss in 2025.
Paid € 48,856 in corporate taxes since 2022.
Best year ever: 2022, with € 42,621 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind EURO-HOUSE CONCEPT is Jean-Marie Arpigny.
Directors
According to the 2025 annual accounts
Jean-Marie Arpigny
Administrateur gérant
since 1993
Establishments
Establishment units
Physical locations of this company
Rue Appaumée 92 box 04
6043 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.311.702
- VAT number
- BE 0451.311.702
- Registered office
- Rue Appaumée 92 bus 04, 6043 Charleroi
- Names & denominations
- EURO-HOUSE CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 September 1993
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Overige werkzaamheden in verband met de afwerking van gebouwen
Overige fiscale dienstverlening
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Boekhouders
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Boekhouders en boekhouders-fiscalisten