Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FERME DE BERTINCHAMPS from Gembloux, company number BE0451288639, closed financial year 2025 with a result of € 16,238 after tax. For that financial year FERME DE BERTINCHAMPS recorded a gross margin of € 1.4 million and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 141,935 to € 16,238. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 22, 2026.
€ 1.9 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,238
▼ 89% vs 2024
Profit after tax over the fiscal year.
€ 145,380
▲ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
11.5
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 647,756
▲ 1% vs 2024
€ 56,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 510,273
▼ 6% vs 2024
Of which on lease € 442,511.
Debts at end 2025
€ 1.9 million
▼ 10% vs 2024
€ 360,109 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 756,106
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 140,808
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,340,944 | € 1,293,637 | € 1,418,250 | € 1,362,466 | ▼ 4% |
| Profit after taxes | € 101,118 | € 116,653 | € 141,935 | € 16,238 | ▼ 89% |
| Equity | € 1,691,466 | € 1,818,423 | € 1,939,312 | € 1,934,692 | |
| Total debts | € 3,648,400 | € 3,644,871 | € 3,490,661 | € 3,240,079 | ▼ 7% |
| Cash | € 188,661 | € 190,341 | € 133,809 | € 145,380 | ▲ 9% |
| Land & buildings | € 1,591,995 | € 1,836,179 | € 1,776,873 | € 1,760,232 | ▼ 1% |
| Retained profit | € 1,021,916 | € 1,138,569 | € 1,280,504 | € 1,296,742 | ▲ 1% |
| Bank debt | € 2,576,217 | € 2,486,877 | € 2,168,522 | € 1,944,597 | ▼ 10% |
| Balance sheet total | € 5,339,866 | € 5,463,294 | € 5,429,973 | € 5,174,771 | ▼ 5% |
| Employees (FTE) | 10.8 | 11.2 | 11.4 | 11.5 | ▲ 0.1 |
Key figures of FERME DE BERTINCHAMPS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FERME DE BERTINCHAMPS?
What happened at FERME DE BERTINCHAMPS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- RE5ULT & CO SRL stepped down as director. NBB
- Anne-Claire Humblet stepped down as director. NBB
- Benoit Humblet stepped down as director. NBB
- Marie-Laure Humblet stepped down as director. NBB
- Geneviève Hayoit de Termicourt stepped down as director. NBB
- REVENOR SComm stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 16,238 (▼ 89% vs 2024). Source: NBB ↗
- RE5ULT & CO SRL became a director. NBB
In short
From € 101,118 profit in 2022 to € 16,238 profit in 2025.
Paid € 42,180 in corporate taxes since 2022.
Best year ever: 2024, with € 141,935 profit.
On average € 118,500 of value added per employee in 2025.
Management
It owns 25% of BELGIAN ROOTS itself.
Directors
According to the 2025 annual accounts
Director · represented by Marc-Edouard Humblet
since 2024 · until 2029
Anne-Claire Humblet
Director
since 2023 · until 2029
Benoit Humblet
Managing director
since 2023 · until 2029
Marie-Laure Humblet
Director
since 2023 · until 2029
Geneviève Hayoit de Termicourt
Director
since 2023 · until 2029
Director · represented by Jean-Philippe Humblet
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue Bertinchamps,Gd-M. 4
5030 Gembloux
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.288.639
- VAT number
- BE 0451.288.639
- Registered office
- Rue Bertinchamps,Gd-M. 4, 5030 Gembloux
- Names & denominations
- FERME DE BERTINCHAMPS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 October 1993
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Vervaardiging van bier
Exploitatie van sportaccommodaties
Exploitatie van overige sportinstallaties en -accomodaties
Cafés en bars
Cafés