Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MONSIM from Mons, company number BE0451146604, closed financial year 2025 with a result of € 108,955 after tax. For that financial year MONSIM recorded a gross margin of € 1.1 million and equity of € 788,630. Compared with financial year 2024, the result moved from € 117,355 to € 108,955. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 12, 2026.
€ 788,630
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 108,955
▼ 7% vs 2024
Profit after tax over the fiscal year.
€ 201,090
▼ 66% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 447,610.
People and assets in 2025
16.3
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 679,887
▲ 3% vs 2024
€ 41,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,703
▼ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 245,552
▼ 12% vs 2024
€ 82,009 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 301,830
▼ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 80,240
▼ 46% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 652,653 | € 1,035,458 | € 1,036,002 | € 1,076,740 | ▲ 4% |
| Profit after taxes | € -85,959 | € 245,722 | € 117,355 | € 108,955 | ▼ 7% |
| Equity | € 473,973 | € 562,321 | € 679,675 | € 788,630 | ▲ 16% |
| Total debts | € 1,005,289 | € 1,032,524 | € 1,129,427 | € 628,269 | ▼ 44% |
| Cash | € 313,288 | € 396,564 | € 597,167 | € 201,090 | ▼ 66% |
| Land & buildings | € 558,202 | € 518,669 | € 453,721 | € 383,440 | ▼ 15% |
| Retained profit | € 21,301 | € 146,866 | € 301,438 | € 447,610 | ▲ 48% |
| Dividend | € 0 | € 157,374 | € 0 | € 0 | |
| Bank debt | € 340,243 | € 288,108 | € 279,714 | € 245,552 | ▼ 12% |
| Balance sheet total | € 1,479,262 | € 1,594,845 | € 1,809,102 | € 1,416,899 | ▼ 22% |
| Employees (FTE) | 14.9 | 14.5 | 16.1 | 16.3 | ▲ 0.2 |
Key figures of MONSIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONSIM?
What happened at MONSIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- BGLEM SA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 108,955 (▼ 7% vs 2024). filed late Source: NBB ↗
- BGLEM SA became a director. NBB
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 85,959 loss in 2022 to € 108,955 profit in 2025.
Paid € 146,479 in corporate taxes since 2022.
Best year ever: 2023, with € 245,722 profit.
On average € 66,100 of value added per employee in 2025.
A new publication or filing at MONSIM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of RONSE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MONSIMThe shares are held by RONSE (100%).
Establishments
Establishment units
Physical locations of this company
Chemin de la Procession 399
7000 Mons
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.146.604
- VAT number
- BE 0451.146.604
- Registered office
- Chemin de la Procession 399, 7000 Mons
- Names & denominations
- MONSIM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 October 1993
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)