Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HUMA-INVEST from Lummen, company number BE0451122353, closed financial year 2025 with a result of € -32,315 after tax. For that financial year HUMA-INVEST recorded a gross margin of € 47,697 and equity of € 491,655. Compared with financial year 2024, the result moved from € -22,665 to € -32,315. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 491,655
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -32,315
▼ 43 % more loss than in 2024
Profit after tax over the fiscal year.
€ 5,797
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 417,053.
People and assets in 2025
€ 7,303
▼ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 247,812
▼ 12% vs 2024
€ 33,778 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 842
▼ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,917
▼ 30% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 43,512 | € 61,944 | € 66,193 | € 47,697 | ▼ 28% |
| Profit after taxes | € -19,794 | € -23,565 | € -22,665 | € -32,315 | ▼ € 9,649 |
| Equity | € 570,200 | € 546,635 | € 523,970 | € 491,655 | ▼ 6% |
| Total debts | € 418,016 | € 368,604 | € 352,178 | € 325,134 | ▼ 8% |
| Cash | € 4,096 | € 531 | € 7,029 | € 5,797 | ▼ 18% |
| Land & buildings | € 1,053,558 | € 972,998 | € 911,933 | € 851,943 | ▼ 7% |
| Retained profit | € 495,598 | € 472,033 | € 449,367 | € 417,053 | ▼ 7% |
| Bank debt | € 346,063 | € 313,818 | € 281,071 | € 247,812 | ▼ 12% |
| Balance sheet total | € 1,092,578 | € 1,004,754 | € 951,047 | € 882,026 | ▼ 7% |
Key figures of HUMA-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HUMA-INVEST?
What happened at HUMA-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 32,315. Source: NBB ↗
- Johan Vandermaesen stepped down as director. NBB
- Hendrik Vandermaesen stepped down as director. NBB
- Monique Haegdorens stepped down as director. NBB
- Hendrik Vandermaesen became a director. NBB
- Monique Haegdorens became a director. NBB
- Johan Vandermaesen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 19,794 loss in 2022 to € 32,315 loss in 2025.
Paid € 23,396 in corporate taxes since 2022.
Management
Directors
According to the 2025 annual accounts
since 1993 · until 2026
Hendrik Vandermaesen
Director
since 2008 · until 2026
Monique Haegdorens
Director
since 2002 · until 2026
Establishments
Establishment units
Physical locations of this company
Schalbroekstraat 16
3560 Lummen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.122.353
- VAT number
- BE 0451.122.353
- Registered office
- Schalbroekstraat 16, 3560 Lummen
- Names & denominations
- HUMA-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 October 1993
- Peppol
- Active · Active since 1 Jan 2001