Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINESTONE from Knokke-Heist, company number BE0451049604, closed financial year 2025 with a result of € 43,051 after tax. For that financial year FINESTONE recorded a gross margin of € 136,831 and equity of € 821,521. Compared with financial year 2024, the result moved from € -14,133 to € 43,051. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 821,521
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 43,051
▲ still € 14,133 loss in 2024
Profit after tax over the fiscal year.
€ 109,084
▲ € 92,642 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 341,177.
Debts at end 2025
€ 626,000
▼ 14% vs 2024
Loans from banks and other lenders, long and short.
€ 1,481
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,115
▼ 45% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 144,060 | € 284,452 | € 58,322 | € 136,831 | ▲ 135% |
| Profit after taxes | € -2,129 | € 100,469 | € -14,133 | € 43,051 | ▲ € 57,184 |
| Equity | € 749,607 | € 850,077 | € 835,944 | € 821,521 | ▼ 2% |
| Total debts | € 1,267,007 | € 1,051,144 | € 1,394,242 | € 1,024,105 | ▼ 27% |
| Cash | € 83,816 | € 539,622 | € 16,443 | € 109,084 | ▲ € 92,642 |
| Land & buildings | € 1,456,967 | € 580,170 | € 571,391 | € 564,654 | ▼ 1% |
| Retained profit | € 211,683 | € 312,259 | € 298,126 | € 341,177 | ▲ 14% |
| Bank debt | € 925,738 | € 431,216 | € 731,000 | € 626,000 | ▼ 14% |
| Balance sheet total | € 2,016,614 | € 1,901,221 | € 2,230,186 | € 1,845,626 | ▼ 17% |
Key figures of FINESTONE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINESTONE?
What happened at FINESTONE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 43,051. filed late Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,129 loss in 2022 to € 43,051 profit in 2025.
Paid € 75,850 in corporate taxes since 2022.
Best year ever: 2023, with € 100,469 profit.
Management
Behind FINESTONE are Nick DHEEDENE and Angélique CARDON.
Directors
According to the 2025 annual accounts
Nick DHEEDENE
Director
Angélique CARDON
Director
Establishments
Establishment units
Physical locations of this company
De Judestraat 53
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.049.604
- VAT number
- BE 0451.049.604
- Registered office
- De Judestraat 53, 8300 Knokke-Heist
- Names & denominations
- FINESTONE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 September 1993
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige zakelijke dienstverlening, neg