Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TERCASA from Antwerpen, company number BE0451014267, closed financial year 2025 with a result of € -69,631 after tax. For that financial year TERCASA recorded a gross margin of € -28,732 and equity of € 3.9 million. Compared with financial year 2024, the result moved from € 134,269 to € -69,631. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 3.9 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -69,631
▼ still € 134,269 profit in 2024
Profit after tax over the fiscal year.
€ 123,000
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2.6 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,660
▲ 166% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,522
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 42,036 | € -103,803 | € 162,922 | € -28,732 | ▼ € 191,654 |
| Profit after taxes | € 28,630 | € -106,760 | € 134,269 | € -69,631 | ▼ € 203,900 |
| Equity | € 3,855,326 | € 3,748,566 | € 3,882,835 | € 3,915,069 | ▲ 1% |
| Total debts | € 1,602,965 | € 1,607,882 | € 1,136,684 | € 1,139,591 | |
| Cash | € 322,237 | € 129,370 | € 137,609 | € 123,000 | ▼ 11% |
| Land & buildings | - | - | - | € 51,125 | |
| Retained profit | € 2,583,326 | € 2,476,566 | € 2,610,835 | € 2,581,569 | ▼ 1% |
| Balance sheet total | € 5,458,291 | € 5,356,447 | € 5,019,519 | € 5,054,660 | ▲ 1% |
Key figures of TERCASA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TERCASA?
What happened at TERCASA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 69,631 (▼ € 203,900 vs 2024). Source: NBB ↗
- Jozef Jan Vandekeybus became a director. NBB
- Petrus Joannes Costermans became a director. NBB
- Gert Vandekeybus became a director. NBB
- Sophie Costermans became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,630 profit in 2022 to € 69,631 loss in 2025.
Paid € 20,308 in corporate taxes since 2022.
Best year ever: 2024, with € 134,269 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SOVINCO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TERCASABehind TERCASA are Jozef Jan Vandekeybus, Petrus Joannes Costermans, Gert Vandekeybus and Sophie Costermans. The shares are held by SOVINCO (50%).
Directors
According to the 2025 annual accounts
Jozef Jan Vandekeybus
Director
since 2023
since 2023
Gert Vandekeybus
Director
since 2023
since 2023
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Italiëlei 56
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.014.267
- VAT number
- BE 0451.014.267
- Registered office
- Italiëlei 56, 2000 Antwerpen
- Names & denominations
- TERCASA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 October 1993
- Peppol
- Active · Active since 19 Jan 2026