Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
SPANAM from Namur, company number BE0450934291, closed financial year 2025 with a result of € -37,332 after tax. For that financial year SPANAM recorded a gross margin of € 235,181 and equity of € 92,418. Compared with financial year 2024, the result moved from € -25,473 to € -37,332. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 92,418
▼ 29% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -37,332
▼ 47 % more loss than in 2024
Profit after tax over the fiscal year.
€ 90,054
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 67,418.
People and assets in 2025
6.3
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 224,845
€ 35,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,336
▲ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 34,339
▲ 53% vs 2024
€ 8,469 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 116,473
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,148
▼ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 209,449 | € 221,233 | € 236,904 | € 235,181 | ▼ 1% |
| Profit after taxes | € -54,080 | € -33,636 | € -25,473 | € -37,332 | ▼ € 11,859 |
| Equity | € 188,859 | € 155,223 | € 129,750 | € 92,418 | ▼ 29% |
| Total debts | € 98,696 | € 156,310 | € 197,943 | € 176,960 | ▼ 11% |
| Cash | € 148,355 | € 158,635 | € 146,751 | € 90,054 | ▼ 39% |
| Retained profit | € 163,859 | € 130,223 | € 104,750 | € 67,418 | ▼ 36% |
| Bank debt | € 0 | € 0 | € 22,423 | € 34,339 | ▲ 53% |
| Balance sheet total | € 287,555 | € 311,533 | € 327,693 | € 269,377 | ▼ 18% |
| Employees (FTE) | 6.3 | 6.4 | 6.1 | 6.3 | ▲ 0.2 |
Key figures of SPANAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SPANAM?
What happened at SPANAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 37,332. Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 54,080 loss in 2022 to € 37,332 loss in 2025.
Paid € 1,635 in corporate taxes since 2022.
On average € 37,300 of value added per employee in 2025.
A new publication or filing at SPANAM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of NDB DIFFUSION comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SPANAMBehind SPANAM are Nicolas De Brouwer and Axelle De Rosen de Borgharen. The shares are held by NDB DIFFUSION (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Croisiers 8
5000 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0450.934.291
- VAT number
- BE 0450.934.291
- Registered office
- Rue des Croisiers 8, 5000 Namur
- Names & denominations
- SPANAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 September 1993
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Detailhandel in huishoudtextiel en beddengoed
Detailhandel in textiel