Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
INSURANCE CONSULTING from Halle, company number BE0450850654, closed financial year 2026 with a result of € -15,113 after tax. For that financial year INSURANCE CONSULTING recorded a gross margin of € -2,464 and equity of € 82,786. Compared with financial year 2025, the result moved from € -10,776 to € -15,113. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2026.
€ 82,786
▼ 15% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,113
▼ 40 % more loss than in 2025
Profit after tax over the fiscal year.
€ 2,521
▼ 59% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -193,615.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 652
▲ € 513 vs 2025
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € -533 | € -4,101 | € 2,031 | € -2,464 | ▼ € 4,495 |
| Profit after taxes | € -13,767 | € -17,313 | € -10,776 | € -15,113 | ▼ € 4,337 |
| Equity | € 125,988 | € 108,675 | € 97,899 | € 82,786 | ▼ 15% |
| Total debts | € 1,287 | € 847 | € 140 | € 13,280 | ▲ € 13,140 |
| Cash | € 29,717 | € 7,773 | € 6,109 | € 2,521 | ▼ 59% |
| Land & buildings | € 101,407 | € 87,637 | € 73,867 | € 60,097 | ▼ 19% |
| Retained profit | € -150,414 | € -167,727 | € -178,502 | € -193,615 | ▼ € 15,113 |
| Balance sheet total | € 135,997 | € 116,998 | € 104,269 | € 101,050 | ▼ 3% |
Key figures of INSURANCE CONSULTING, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to INSURANCE CONSULTING?
What happened at INSURANCE CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 15,113. Source: NBB ↗
- New establishment in Halle. KBO
- Lucien DENBLINDEN became a director. NBB
- New establishment in Halle. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,767 loss in 2023 to € 15,113 loss in 2026.
Paid € 943 in corporate taxes since 2023.
Management
Behind INSURANCE CONSULTING is Lucien DENBLINDEN.
Directors
According to the 2026 annual accounts
Lucien DENBLINDEN
Manager
since 1995
Establishments
Establishment units
Physical locations of this company
Eglantierstraat 15
1502 Halle
Wittendreef 51
1502 Halle
Active since 8 May 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0450.850.654
- VAT number
- BE 0450.850.654
- Registered office
- Eglantierstraat 15, 1502 Halle
- Names & denominations
- INSURANCE CONSULTING · InC
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 September 1993
- Peppol
- Active · Active since 29 Nov 2025