Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
PROVIDENT from Lede, company number BE0450820267, closed financial year 2025 with a result of € -24,815 after tax. For that financial year PROVIDENT recorded a gross margin of € -1,030 and equity of € 19,074. Compared with financial year 2024, the result moved from € -6,433 to € -24,815. The company made a loss. The buffer shrank hard: equity is 57 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 7, 2026.
€ 19,074
▼ 57% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -24,815
▼ 286 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -30,926.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 16,647
▲ 56% vs 2024
Loans from banks and other lenders, long and short.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 10,014 | € -2,257 | € -3,385 | € -1,030 | ▲ € 2,355 |
| Profit after taxes | € -771 | € -6,674 | € -6,433 | € -24,815 | ▼ € 18,382 |
| Equity | € 56,996 | € 50,322 | € 43,889 | € 19,074 | ▼ 57% |
| Total debts | € 134,554 | € 137,244 | € 142,810 | € 127,296 | ▼ 11% |
| Cash | € 3,772 | - | - | - | |
| Land & buildings | € 128,740 | € 128,740 | € 128,740 | € 117,102 | ▼ 9% |
| Retained profit | € 6,996 | € 322 | € -6,111 | € -30,926 | ▼ € 24,815 |
| Bank debt | € 0 | € 0 | € 10,685 | € 16,647 | ▲ 56% |
| Balance sheet total | € 191,550 | € 187,566 | € 186,699 | € 146,370 | ▼ 22% |
Key figures of PROVIDENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PROVIDENT?
What happened at PROVIDENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 24,815. filed late Source: NBB ↗
- New establishment in Lede. KBO
- Start of the company according to the CBE. KBO
In short
From € 771 loss in 2022 to € 24,815 loss in 2025.
Paid € 1,139 in corporate taxes since 2022.
Management
Behind PROVIDENT is Etienne Nevens.
Directors
According to the 2025 annual accounts
Etienne Nevens
Director
Establishments
Establishment units
Physical locations of this company
Kloosterstraat 10
9340 Lede
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0450.820.267
- VAT number
- BE 0450.820.267
- Registered office
- Kloosterstraat 10, 9340 Lede
- Names & denominations
- PROVIDENT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 August 1993
- Peppol
- Not registered