Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
R. VAN BUGGENHOUDT & FILS from Brussel, company number BE0450578856, closed financial year 2025 with a result of € 240,757 after tax. For that financial year R. VAN BUGGENHOUDT & FILS recorded a gross margin of € 707,398 and equity of € 132,556. Compared with financial year 2024, the result moved from € 230,766 to € 240,757. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 132,556
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 240,757
▲ 4% vs 2024
Profit after tax over the fiscal year.
€ 337,291
▲ 124% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 240,000 paid out
100 % of the profit went to the shareholders, mostly to BVB INVEST (80 % of the shares). That is where the money ends up.
People and assets in 2025
3
Average over the fiscal year, from the social balance sheet.
€ 227,458
▲ 2% vs 2024
€ 75,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,564
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 43,412
▼ 72% vs 2024
Loans from banks and other lenders, long and short.
€ 494,367
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,104
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 338,415 | € 601,157 | € 693,376 | € 707,398 | ▲ 2% |
| Profit after taxes | € 774 | € 143,472 | € 230,766 | € 240,757 | ▲ 4% |
| Equity | € 131,862 | € 131,033 | € 131,800 | € 132,556 | ▲ 1% |
| Total debts | € 985,873 | € 1,132,981 | € 1,249,647 | € 1,118,293 | ▼ 11% |
| Cash | € 24,535 | € 181,247 | € 150,342 | € 337,291 | ▲ 124% |
| Retained profit | € 12,762 | € 11,933 | € 12,700 | € 13,456 | ▲ 6% |
| Dividend | € 338,540 | € 144,300 | € 230,000 | € 240,000 | ▲ 4% |
| Bank debt | € 210,995 | € 192,345 | € 157,213 | € 43,412 | ▼ 72% |
| Balance sheet total | € 1,117,734 | € 1,264,014 | € 1,381,447 | € 1,250,849 | ▼ 9% |
| Employees (FTE) | 2.7 | 1.8 | 3 | 3 |
Key figures of R. VAN BUGGENHOUDT & FILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to R. VAN BUGGENHOUDT & FILS?
What happened at R. VAN BUGGENHOUDT & FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jeremy BENOIT stepped down as director. NBB
- Yves VAN BUGGENHOUDT stepped down as director. NBB
- Luc VAN BUGGENHOUDT stepped down as director. NBB
- Gilles VAN BUGGENHOUDT stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 240,757 (▲ 4% vs 2024). Source: NBB ↗
- Jeremy BENOIT became a director. NBB
- Gilles VAN BUGGENHOUDT became a director. NBB
- Yves VAN BUGGENHOUDT became a director. NBB
In short
From € 774 profit in 2022 to € 240,757 profit in 2025.
Paid € 347,593 in corporate taxes since 2022.
Best year ever: 2025, with € 240,757 profit.
On average € 235,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BVB INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
R. VAN BUGGENHOUDT & FILSThe shares are held by BVB INVEST (80%).
Directors
According to the 2025 annual accounts
Jeremy BENOIT
Director
since 2022 · until 2028
Yves VAN BUGGENHOUDT
Managing director
since 2022 · until 2028
Luc VAN BUGGENHOUDT
Director
since 2022 · until 2028
since 2022 · until 2028
Shareholders
80%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Houba de Strooperlaan 74
1020 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0450.578.856
- VAT number
- BE 0450.578.856
- Registered office
- Houba de Strooperlaan 74, 1020 Brussel
- Names & denominations
- R. VAN BUGGENHOUDT & FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 1993
- Peppol
- Active · Active since 22 Dec 2025
- Contact
- vanbuggenhoudt.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten