DEFER is a market trader in Sint-Katelijne-Waver. Private Limited, started on 17 June 1993, 1 establishment.

What is the address of DEFER?

The registered office of DEFER is located at Berlaarbaan 162B, 2861 Sint-Katelijne-Waver.

Is DEFER still active?

Yes. According to the CBE (29 October 2026) DEFER is active, legal situation “Normale toestand”, started on 17 June 1993.

Is DEFER registered on Peppol?

Yes, DEFER is registered on the Peppol network with ID 0208:0450344967.

What is the enterprise number of DEFER?

The enterprise number of DEFER is BE0450344967.

When was DEFER founded?

DEFER was founded on 17 June 1993.

Who are the directors of DEFER?

According to the 2025 annual accounts, the directors of DEFER are: Nancy Feremans, Rune Dehaes, Mario Dehaes.

Is DEFER a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 17 June 1993; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did DEFER make in 2025?

DEFER recorded a loss after taxes of € 11,649 in financial year 2025.

What is the revenue of DEFER?

As a small company, DEFER is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 8,878.

How much does an employee at DEFER earn?

The average wage cost per full-time employee at DEFER was € 30,700 in 2022: staff costs of € 33,762 for 1.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

Does DEFER have a website?

Yes, DEFER has a website at broodkraam.be.

DEFER (Private Limited) - Sint-Katelijne-Waver

Dossier DEFER, printed on 29 October 2026 from databakkes.be/en/0450344967/defer. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

DEFER from Sint-Katelijne-Waver, company number BE0450344967, closed financial year 2025 with a result of € -11,649 after tax. For that financial year DEFER recorded a gross margin of € 8,878 and equity of € 67,761. Compared with financial year 2024, the result moved from € -114,702 to € -11,649. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 19, 2026.

What it is worth Healthy

€ 67,761

▼ 15% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -11,649

▲ 90 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 64,057

▲ 39% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 49,161.

People and assets in 2025

Vehicles and equipment

€ 40,902

▼ 25% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 24,989

€ 7,561 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 1,243

▼ 98% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 10,547

▼ 36% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 32,312 Gross margin 2022: € 32,312 First fiscal year in the series	€ 37,681 Gross margin 2023: € 37,681 ▲ 17% vs 2022 (€ 32,312) Favourable step	€ -88,558 Gross margin 2024: € -88,558 ▼ € 126,239 vs 2023 (€ 37,681) Unfavourable step	€ 8,878 Gross margin 2025: € 8,878 ▲ € 97,437 vs 2024 (€ -88,558) Favourable step	▲ € 97,437
Profit after taxes	€ -17,347 Profit after taxes 2022: € -17,347 First fiscal year in the series	€ 2,996 Profit after taxes 2023: € 2,996 ▲ € 20,342 vs 2022 (€ -17,347) Favourable step	€ -114,702 Profit after taxes 2024: € -114,702 ▼ € 117,698 vs 2023 (€ 2,996) Unfavourable step	€ -11,649 Profit after taxes 2025: € -11,649 ▲ € 103,053 vs 2024 (€ -114,702) Favourable step	▲ € 103,053
Equity	€ 191,116 Equity 2022: € 191,116 First fiscal year in the series	€ 194,112 Equity 2023: € 194,112 ▲ 2% vs 2022 (€ 191,116) Favourable step	€ 79,410 Equity 2024: € 79,410 ▼ 59% vs 2023 (€ 194,112) Unfavourable step	€ 67,761 Equity 2025: € 67,761 ▼ 15% vs 2024 (€ 79,410) Unfavourable step	▼ 15%
Total debts	€ 17,363 Total debts 2022: € 17,363 First fiscal year in the series	€ 18,031 Total debts 2023: € 18,031 ▲ 4% vs 2022 (€ 17,363) Unfavourable step	€ 88,797 Total debts 2024: € 88,797 ▲ € 70,766 vs 2023 (€ 18,031) Unfavourable step	€ 104,149 Total debts 2025: € 104,149 ▲ 17% vs 2024 (€ 88,797) Unfavourable step	▲ 17%
Cash	€ 131,829 Cash 2022: € 131,829 First fiscal year in the series	€ 112,071 Cash 2023: € 112,071 ▼ 15% vs 2022 (€ 131,829) Unfavourable step	€ 46,235 Cash 2024: € 46,235 ▼ 59% vs 2023 (€ 112,071) Unfavourable step	€ 64,057 Cash 2025: € 64,057 ▲ 39% vs 2024 (€ 46,235) Favourable step	▲ 39%
Retained profit	€ 172,516 Retained profit 2022: € 172,516 First fiscal year in the series	€ 175,512 Retained profit 2023: € 175,512 ▲ 2% vs 2022 (€ 172,516) Favourable step	€ 60,810 Retained profit 2024: € 60,810 ▼ 65% vs 2023 (€ 175,512) Unfavourable step	€ 49,161 Retained profit 2025: € 49,161 ▼ 19% vs 2024 (€ 60,810) Unfavourable step	▼ 19%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 24,989 Bank debt 2025: € 24,989 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 208,480 Balance sheet total 2022: € 208,480 First fiscal year in the series	€ 212,143 Balance sheet total 2023: € 212,143 ▲ 2% vs 2022 (€ 208,480) Unchanged	€ 168,208 Balance sheet total 2024: € 168,208 ▼ 21% vs 2023 (€ 212,143) Unchanged	€ 171,910 Balance sheet total 2025: € 171,910 ▲ 2% vs 2024 (€ 168,208) Unchanged	▲ 2%
Employees (FTE)	1.1 Employees (FTE) 2022: 1.1 First fiscal year in the series	0.4 Employees (FTE) 2023: 0.4 ▼ 0.7 vs 2022 (1.1) Unchanged	0.6 Employees (FTE) 2024: 0.6 ▲ 0.2 vs 2023 (0.4) Unchanged	-

Key figures of DEFER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DEFER?

What happened at DEFER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 19, 2026 New annual accounts for financial year 2025: loss of € 11,649. filed late Source: NBB ↗
2026 Rune Dehaes became a director. NBB
2012 Nancy Feremans became a director. NBB
Dec 17, 1993 New establishment in Sint-Katelijne-Waver. KBO
1993 Mario Dehaes became a director. NBB
Jun 17, 1993 Start of the company according to the CBE. KBO

In short

From € 17,347 loss in 2022 to € 11,649 loss in 2025.

Paid € 777 in corporate taxes since 2022.

Best year ever: 2023, with € 2,996 profit.

On average € 29,400 of value added per employee in 2022.

Original PDFs at the National Bank ↗

Management

Nancy Feremans Rune Dehaes Mario Dehaes

DEFER

RUMANA

Behind DEFER are Nancy Feremans, Rune Dehaes and Mario Dehaes. Mario Dehaes is also behind RUMANA.

Directors

According to the 2025 annual accounts

Nancy Feremans

Director

since 2012

Rune Dehaes

Director

since 2026

Mario Dehaes

Director

Also active at: RUMANA

since 1993

Establishments

Establishment units

Physical locations of this company

Registered office

Berlaarbaan 162B

2861 Sint-Katelijne-Waver

2.064.758.034

Berlaarbaan(CEN) 162 box B

2860 Sint-Katelijne-Waver

Active since 17 December 1993

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS broodkraam.be

Canonical: https://www.broodkraam.be/

Technologies

AWS S3BootstrapContact Form 7Font AwesomeGoogle FontsNginxPHPWordPressYoast SEOjQuerylazysizes

Hosting & Email

Email provider

Self-hosted

Hosting

COMBELL-AS, BE

Website info

HTTPS Ja

Languages NL

Features

Security

✓ HTTPS

✗ SPF

✗ DMARC

Network

✓ IPv6

Details

Company number

0450.344.967

VAT number

BE 0450.344.967

Registered office

Berlaarbaan 162B, 2861 Sint-Katelijne-Waver

Names & denominations

DEFER

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

17 June 1993

Peppol

Active · Active since 6 Oct 2025

Contact

broodkraam.be

Activities · NACE

Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)

Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)

Handelsbemiddeling in de groothandel in andere specifieke goederen

Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)

Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)

Groothandel in auto's en lichte bestelwagens (= 3,5 ton)

View on CBE Public ↗ Annual accounts (NBB) ↗

DEFER

Warning lights

Financials

What happened to DEFER?

Management

Directors

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

Network

Details

Frequently asked questions