Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
49 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
DEME Financial Services from Beveren-Kruibeke-Zwijndrecht, company number BE0450333089, closed financial year 2025 with a result of € 2.3 million after tax. For that financial year DEME Financial Services recorded revenue of € 8.7 million and equity of € 66.8 million. Compared with financial year 2024, the result moved from € 1.9 million to € 2.3 million. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 66.8 million
▼ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2.3 million
▲ 21% vs 2024
Profit after tax over the fiscal year.
€ 364 million
▲ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 40 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
25.1
▲ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 5.7 million
▲ 11% vs 2024
€ 226,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 1 billion
▲ 107% vs 2024
€ 224 million is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 13.4 million
▲ € 13.1 million vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 2274 days on average.
€ 3.1 million
▲ 25% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 5,984,633 | € 7,382,192 | € 7,409,916 | € 8,725,037 | ▲ 18% |
| Profit after taxes | € 1,839,958 | € 655,002 | € 1,931,400 | € 2,345,126 | ▲ 21% |
| Equity | € 101,855,808 | € 102,510,810 | € 104,442,210 | € 66,787,336 | ▼ 36% |
| Total debts | € 2,565,841,612 | € 2,292,350,693 | € 2,588,273,048 | € 3,201,888,145 | ▲ 24% |
| Cash | € 313,958,002 | € 71,165,869 | € 277,385,152 | € 363,994,678 | ▲ 31% |
| Retained profit | € 52,255,808 | € 52,910,810 | € 54,842,210 | € 17,187,336 | ▼ 69% |
| Dividend | € 0 | € 0 | € 0 | € 40,000,000 | |
| Bank debt | € 842,859,606 | € 679,690,725 | € 498,777,709 | € 1,033,660,714 | ▲ 107% |
| Balance sheet total | € 2,667,850,467 | € 2,394,998,089 | € 2,692,899,038 | € 3,268,872,469 | ▲ 21% |
| Employees (FTE) | 22 | 22.6 | 24.3 | 25.1 | ▲ 0.8 |
Key figures of DEME Financial Services, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DEME Financial Services?
What happened at DEME Financial Services in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Luc Vandenbulcke stepped down as director. NBB
- Sofie Verlinden stepped down as director. NBB
- Stijn Gaytant stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2.3 million (▲ 21% vs 2024). Source: NBB ↗
- Luc Vandenbulcke became a director. NBB
- Sofie Verlinden became a director. NBB
- Stijn Gaytant became a director. NBB
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
In short
From € 1.8 million profit in 2022 to € 2.3 million profit in 2025.
Paid € 3 million in corporate taxes since 2022.
Best year ever: 2025, with € 2.3 million profit.
Paid out € 40 million in dividends to the owners in total.
A new publication or filing at DEME Financial Services? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DREDGING, ENVIRONMENTAL & MARINE ENGINEERING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DEME Financial ServicesThe shares are held by DREDGING, ENVIRONMENTAL & MARINE ENGINEERING (100%).
Directors
According to the 2025 annual accounts
Luc Vandenbulcke
Director
Also active at: DREDGING, ENVIRONMENTAL & MARINE ENGINEERING, DREDGING INTERNATIONAL, DEME Environmental, BAGGERWERKEN DECLOEDT & ZOON, DEME CONCESSIONS, DEME InfraSea Solutions, DEME GROUP, DEME Dredging +1 more
since 2024 · until 2030
Sofie Verlinden
Director
Also active at: DREDGING INTERNATIONAL, DEME Environmental, BAGGERWERKEN DECLOEDT & ZOON, DEME CONCESSIONS, DEME CONCESSIONS WIND, DEME InfraSea Solutions, DEME Infra, DEME HYPORT Energy +2 more
since 2024 · until 2030
Stijn Gaytant
Director
Also active at: DREDGING, ENVIRONMENTAL & MARINE ENGINEERING, DREDGING INTERNATIONAL, DEME Environmental, BAGGERWERKEN DECLOEDT & ZOON, DEME CONCESSIONS, DEME InfraSea Solutions, Deeptech, DEME Dredging +1 more
since 2024 · until 2030
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Scheldedijk 30
2070 Beveren-Kruibeke-Zwijndrecht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 49 companies are registered at this address.
All companies at this address →LOGIMARINE
€ 395,401 gross margin · 2025
DREDGING, ENVIRONMENTAL & MARINE ENGINEERING same network
€ 21.7 million revenue · 2025
DEME BEDIENDEN SOLIDARITEITSFONDS
DREDGING INTERNATIONAL same network
€ 731.2 million revenue · 2025
DEME Environmental same network
€ 165.8 million revenue · 2025
+44 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0450.333.089
- VAT number
- BE 0450.333.089
- Registered office
- Scheldedijk 30, 2070 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- DEME Financial Services
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 June 1993
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Coördinatiecentra
Activiteiten van hoofdkantoren