What does CAFERMI do?

CAFERMI is filed with the CBE under the catch-all “Overige detailhandel in voedingsmiddelen”. Also registered: beverage shop, logistics company. Private Limited, started on 21 June 1993, 2 establishments.

What is the address of CAFERMI?

The registered office of CAFERMI is located at Rue de Bouillon 54, 5555 Bièvre.

Is CAFERMI still active?

Yes. According to the CBE (29 October 2026) CAFERMI is active, legal situation “Normale toestand”, started on 21 June 1993.

Is CAFERMI registered on Peppol?

Yes, CAFERMI is registered on the Peppol network with ID 0208:0450299437.

What is the enterprise number of CAFERMI?

The enterprise number of CAFERMI is BE0450299437.

When was CAFERMI founded?

CAFERMI was founded on 21 June 1993.

Who are the directors of CAFERMI?

According to the 2025 annual accounts, the directors of CAFERMI are: Miguel ARNOULD.

Is CAFERMI a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 June 1993; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did CAFERMI make in 2025?

CAFERMI posted a profit after taxes of € 178,823 in financial year 2025.

What is the revenue of CAFERMI?

As a small company, CAFERMI is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 463,417.

How much does an employee at CAFERMI earn?

The average wage cost per full-time employee at CAFERMI was € 53,300 in 2025: staff costs of € 117,166 for 2.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CAFERMI have?

According to the 2025 annual accounts, CAFERMI has 2.2 full-time equivalents (FTE).

Does CAFERMI have a website?

Yes, CAFERMI has a website at cafermi.be.

CAFERMI (Private Limited) - Bièvre - BE0450299437

Dossier CAFERMI, printed on 29 October 2026 from databakkes.be/en/0450299437/cafermi. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

CAFERMI from Bièvre, company number BE0450299437, closed financial year 2025 with a result of € 178,823 after tax. For that financial year CAFERMI recorded a gross margin of € 463,417 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 125,740 to € 178,823. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Growing

€ 1.1 million

▲ 20% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 178,823

▲ 42% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 182,944

▲ 91% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.1 million.

People and assets in 2025

Full-time equivalents

2.2

▲ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 117,166

▲ 16% vs 2024

€ 53,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 62,509

▲ 52% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 309,246

▼ 2% vs 2024

€ 87,401 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 27,003

▲ € 24,821 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 124,927

▲ 30% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 362,460 Gross margin 2022: € 362,460 First fiscal year in the series	€ 326,061 Gross margin 2023: € 326,061 ▼ 10% vs 2022 (€ 362,460) Unfavourable step	€ 445,512 Gross margin 2024: € 445,512 ▲ 37% vs 2023 (€ 326,061) Favourable step	€ 463,417 Gross margin 2025: € 463,417 ▲ 4% vs 2024 (€ 445,512) Favourable step	▲ 4%
Profit after taxes	€ 139,349 Profit after taxes 2022: € 139,349 First fiscal year in the series	€ 122,172 Profit after taxes 2023: € 122,172 ▼ 12% vs 2022 (€ 139,349) Unfavourable step	€ 125,740 Profit after taxes 2024: € 125,740 ▲ 3% vs 2023 (€ 122,172) Favourable step	€ 178,823 Profit after taxes 2025: € 178,823 ▲ 42% vs 2024 (€ 125,740) Favourable step	▲ 42%
Equity	€ 660,506 Equity 2022: € 660,506 First fiscal year in the series	€ 782,678 Equity 2023: € 782,678 ▲ 18% vs 2022 (€ 660,506) Favourable step	€ 908,417 Equity 2024: € 908,417 ▲ 16% vs 2023 (€ 782,678) Favourable step	€ 1,087,240 Equity 2025: € 1,087,240 ▲ 20% vs 2024 (€ 908,417) Favourable step	▲ 20%
Total debts	€ 575,959 Total debts 2022: € 575,959 First fiscal year in the series	€ 468,511 Total debts 2023: € 468,511 ▼ 19% vs 2022 (€ 575,959) Favourable step	€ 414,707 Total debts 2024: € 414,707 ▼ 11% vs 2023 (€ 468,511) Favourable step	€ 461,176 Total debts 2025: € 461,176 ▲ 11% vs 2024 (€ 414,707) Unfavourable step	▲ 11%
Cash	€ 102,736 Cash 2022: € 102,736 First fiscal year in the series	€ 80,516 Cash 2023: € 80,516 ▼ 22% vs 2022 (€ 102,736) Unfavourable step	€ 95,765 Cash 2024: € 95,765 ▲ 19% vs 2023 (€ 80,516) Favourable step	€ 182,944 Cash 2025: € 182,944 ▲ 91% vs 2024 (€ 95,765) Favourable step	▲ 91%
Land & buildings	€ 480,780 Land & buildings 2022: € 480,780 First fiscal year in the series	€ 470,398 Land & buildings 2023: € 470,398 ▼ 2% vs 2022 (€ 480,780) Unchanged	€ 393,015 Land & buildings 2024: € 393,015 ▼ 16% vs 2023 (€ 470,398) Unchanged	€ 357,157 Land & buildings 2025: € 357,157 ▼ 9% vs 2024 (€ 393,015) Unchanged	▼ 9%
Retained profit	€ 641,906 Retained profit 2022: € 641,906 First fiscal year in the series	€ 764,078 Retained profit 2023: € 764,078 ▲ 19% vs 2022 (€ 641,906) Favourable step	€ 889,817 Retained profit 2024: € 889,817 ▲ 16% vs 2023 (€ 764,078) Favourable step	€ 1,068,640 Retained profit 2025: € 1,068,640 ▲ 20% vs 2024 (€ 889,817) Favourable step	▲ 20%
Dividend	€ 10,000 Dividend 2022: € 10,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 10,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 373,751 Bank debt 2022: € 373,751 First fiscal year in the series	€ 362,821 Bank debt 2023: € 362,821 ▼ 3% vs 2022 (€ 373,751) Favourable step	€ 316,109 Bank debt 2024: € 316,109 ▼ 13% vs 2023 (€ 362,821) Favourable step	€ 309,246 Bank debt 2025: € 309,246 ▼ 2% vs 2024 (€ 316,109) Favourable step	▼ 2%
Balance sheet total	€ 1,236,465 Balance sheet total 2022: € 1,236,465 First fiscal year in the series	€ 1,251,189 Balance sheet total 2023: € 1,251,189 ▲ 1% vs 2022 (€ 1,236,465) Unchanged	€ 1,323,125 Balance sheet total 2024: € 1,323,125 ▲ 6% vs 2023 (€ 1,251,189) Unchanged	€ 1,548,416 Balance sheet total 2025: € 1,548,416 ▲ 17% vs 2024 (€ 1,323,125) Unchanged	▲ 17%
Employees (FTE)	2 Employees (FTE) 2022: 2 First fiscal year in the series	1.5 Employees (FTE) 2023: 1.5 ▼ 0.5 vs 2022 (2) Unchanged	2 Employees (FTE) 2024: 2 ▲ 0.5 vs 2023 (1.5) Unchanged	2.2 Employees (FTE) 2025: 2.2 ▲ 0.2 vs 2024 (2) Unchanged	▲ 0.2

Key figures of CAFERMI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CAFERMI?

What happened at CAFERMI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 30, 2026 New annual accounts for financial year 2025: profit of € 178,823 (▲ 42% vs 2024). Source: NBB ↗
Jul 13, 1993 New establishment in Bièvre. KBO
Jul 13, 1993 New establishment in Bièvre. KBO
Jun 21, 1993 Start of the company according to the CBE. KBO
1993 Miguel ARNOULD became a director. NBB

In short

From € 139,349 profit in 2022 to € 178,823 profit in 2025.

Paid € 229,699 in corporate taxes since 2022.

Best year ever: 2025, with € 178,823 profit.

On average € 210,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Miguel ARNOULD

CAFERMI

Behind CAFERMI is Miguel ARNOULD.

Directors

According to the 2025 annual accounts

Miguel ARNOULD

Manager

since 1993

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Bouillon 54

5555 Bièvre

2.236.504.650

Rue Alphonse Lepage,Oizy 2

5555 Bièvre

Active since 13 July 1993

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS cafermi.be

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Details

Company number

0450.299.437

VAT number

BE 0450.299.437

Registered office

Rue de Bouillon 54, 5555 Bièvre

Names & denominations

CAFERMI

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

21 June 1993

Peppol

Active · Active since 14 Jul 2025

Contact

cafermi.be [email protected]

Activities · NACE

Overige detailhandel in voedingsmiddelen, neg

Overige detailhandel in voedings- en genotmiddelen in gespecialiseerde winkels, n.e.g.

Detailhandel in brood en banketbakkerswerk (koude bakkers)

Detailhandel in brood-, banketbakkerswerk en suikerwerk

Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.

Detailhandel in dranken, algemeen assortiment

Detailhandel in alcoholische en andere dranken

View on CBE Public ↗ Annual accounts (NBB) ↗

CAFERMI

Financials

What happened to CAFERMI?

Management

Directors

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

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