Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 8.2 to 7.3.
Financials
Financial year 2024
CRUTEX from Tournai, company number BE0449959046, closed financial year 2024 with a result of € 777,737 after tax. For that financial year CRUTEX recorded revenue of € 16.8 million and equity of € 8.8 million. Compared with financial year 2023, the result moved from € 809,776 to € 777,737. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ 8.8 million
▲ 6% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 777,737
▼ 4% vs 2023
Profit after tax over the fiscal year.
€ 793,237
▼ 44% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 300,000 paid out
39 % of the profit went to the shareholders, mostly to N.J.C. (98 % of the shares). That is where the money ends up.
People and assets in 2024
7.3
▼ 0.3 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 430,913
▲ 2% vs 2023
€ 59,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 42,484
▼ 35% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 3 million
Loans from banks and other lenders, long and short.
€ 2.7 million
▼ 21% vs 2023
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 65 days on average.
€ 294,753
▲ 33% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 15,947,623 | € 19,917,861 | € 15,149,382 | € 16,774,567 | ▲ 11% |
| Profit after taxes | € 1,031,051 | € 864,509 | € 809,776 | € 777,737 | ▼ 4% |
| Equity | € 7,441,045 | € 7,905,553 | € 8,315,329 | € 8,793,066 | ▲ 6% |
| Total debts | € 6,203,175 | € 7,444,105 | € 6,989,544 | € 6,257,692 | ▼ 10% |
| Cash | € 641,517 | € 400,632 | € 1,409,808 | € 793,237 | ▼ 44% |
| Retained profit | € 5,041,045 | € 5,505,553 | € 5,915,329 | € 6,393,066 | ▲ 8% |
| Dividend | € 2,650,000 | € 400,000 | € 400,000 | € 300,000 | ▼ 25% |
| Bank debt | € 3,000,000 | € 3,000,000 | € 3,000,000 | € 3,000,000 | |
| Balance sheet total | € 13,644,220 | € 15,349,658 | € 15,304,873 | € 15,050,758 | ▼ 2% |
| Employees (FTE) | 8.5 | 8.2 | 7.6 | 7.3 | ▼ 0.3 |
Key figures of CRUTEX, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CRUTEX?
What happened at CRUTEX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- N.J.C. stepped down as director. NBB
- Joëlle Plouvier stepped down as director. NBB
- New annual accounts for financial year 2024: profit of € 777,737 (▼ 4% vs 2023). filed late Source: NBB ↗
- N.J.C. became a director. NBB
- Joëlle Plouvier became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 1 million profit in 2021 to € 777,737 profit in 2024.
Paid € 806,954 in corporate taxes since 2021.
Best year ever: 2021, with € 1 million profit.
Paid out € 3.8 million in dividends to the owners in total.
A new publication or filing at CRUTEX? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of N.J.C. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CRUTEXThe shares are held by N.J.C. (98%).
Directors
According to the 2024 annual accounts
Managing director · represented by Jacques Crucke
Also active at: SOCIETE LOGISTIQUE CRUCKE, DTS & CO
since 2020 · until 2026
Joëlle Plouvier
Director
Also active at: Midlands, J.P. CRUCKE, SOCIETE LOGISTIQUE CRUCKE, FENICE, DTS & CO
since 2020 · until 2026
Shareholders
98%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Sablières(BL) 8
7522 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.959.046
- VAT number
- BE 0449.959.046
- Registered office
- Rue des Sablières(BL) 8, 7522 Tournai
- Names & denominations
- CRUTEX
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 May 1993
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Groothandel in kleding, met uitzondering van werk- en onderkleding
Groothandel in kleding, kledingtoebehoren en bontartikelen
Groothandel in huishoudtextiel en beddengoed
Groothandel in textiel