Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Late annual account NBB
Fiscal year 2024 was filed 252 days after the legal deadline.
Financials
Financial year 2024
OBJECTIV FINANCE from Antwerpen, company number BE0449937468, closed financial year 2024 with a result of € -4,570 after tax. For that financial year OBJECTIV FINANCE recorded a gross margin of € -317 and equity of € -12,491. Compared with financial year 2023, the result moved from € -1,643 to € -4,570. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 9, 2026.
€ -12,491
▼ € 4,570 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,570
▼ 178 % more loss than in 2023
Profit after tax over the fiscal year.
€ 52
▼ € 22,609 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -32,491.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 14,934
▲ € 13,984 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 592
▼ 95% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 15,762 | - | |
| Gross margin | € 18,458 | € 5,579 | € 3,006 | € -317 | ▼ € 3,323 |
| Profit after taxes | € 5,264 | € -976 | € -1,643 | € -4,570 | ▼ € 2,927 |
| Equity | € -5,301 | € -6,278 | € -7,921 | € -12,491 | ▼ € 4,570 |
| Total debts | € 337,777 | € 322,282 | € 342,163 | € 338,689 | ▼ 1% |
| Cash | € 13,792 | € 872 | € 22,661 | € 52 | ▼ € 22,609 |
| Land & buildings | € 42,646 | € 39,569 | € 36,493 | € 33,417 | ▼ 8% |
| Retained profit | € -25,301 | € -26,278 | € -27,921 | € -32,491 | ▼ € 4,570 |
| Bank debt | € 13,282 | € 7,523 | € 1,515 | € 0 | ▼ 100% |
| Balance sheet total | € 332,476 | € 316,005 | € 334,242 | € 326,198 | ▼ 2% |
Key figures of OBJECTIV FINANCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to OBJECTIV FINANCE?
What happened at OBJECTIV FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 4,570. filed late Source: NBB ↗
- New establishment in Boom. KBO
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,264 profit in 2021 to € 4,570 loss in 2024.
Best year ever: 2021, with € 5,264 profit.
A new publication or filing at OBJECTIV FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind OBJECTIV FINANCE is Brahim Lagmaui. Brahim Lagmaui is also behind OBJECTIV SERVICES, THERMOPOLIS, ASB VASTGOED, OBJECTIV CONSULT and B&M.
Directors
According to the 2024 annual accounts
Brahim Lagmaui
Director
Also active at: OBJECTIV SERVICES, THERMOPOLIS, ASB VASTGOED, OBJECTIV CONSULT, B&M
Establishments
Establishment units
Physical locations of this company
Grotesteenweg 92 box GV
2600 Antwerpen
Grotesteenweg 92
2600 Antwerpen
Active since 17 June 1993
Blauwstraat 40 box GV
2850 Boom
Active since 1 January 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →SENSUS
OBJECTIV SERVICES same network
€ -9,285 gross margin · 2024
HOVIPAT - G. Paternoster & Associates
OBJECTIV CONSULT same network
€ 4,961 gross margin · 2024
Vereniging van Mede-eigenaars van het gebouw Grotesteenweg 92-100-104 te 2600 Berchem.
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.937.468
- VAT number
- BE 0449.937.468
- Registered office
- Grotesteenweg 92 bus GV, 2600 Antwerpen
- Names & denominations
- OBJECTIV FINANCE · OBJECTIV
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 1993
- Peppol
- Active · Active since 5 Mar 2026