Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 9.1 to 8.
Financials
Financial year 2025
L'UNIVERS DE L'AUTOMOBILE from Herstal, company number BE0449714368, closed financial year 2025 with a result of € 215,490 after tax. For that financial year L'UNIVERS DE L'AUTOMOBILE recorded a gross margin of € 749,840 and equity of € 619,088. Compared with financial year 2024, the result moved from € -22,650 to € 215,490. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 619,088
▼ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 215,490
▲ still € 22,650 loss in 2024
Profit after tax over the fiscal year.
€ 584,661
▲ 188% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 591,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
8
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 356,934
▼ 31% vs 2024
€ 44,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,631
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 676,946
€ 45,367 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 498,093
▲ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54,389
▼ 62% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 750,112 | € 875,106 | € 620,190 | € 749,840 | ▲ 21% |
| Profit after taxes | € 96,900 | € 121,652 | € -22,650 | € 215,490 | ▲ € 238,140 |
| Equity | € 895,596 | € 1,017,248 | € 994,598 | € 619,088 | ▼ 38% |
| Total debts | € 524,643 | € 595,622 | € 411,879 | € 1,265,428 | ▲ 207% |
| Cash | € 196,010 | € 254,718 | € 202,775 | € 584,661 | ▲ 188% |
| Land & buildings | € 428,239 | € 396,878 | € 497,365 | € 577,313 | ▲ 16% |
| Retained profit | € 833,596 | € 955,248 | € 932,598 | € 557,088 | ▼ 40% |
| Dividend | € 0 | € 0 | € 0 | € 591,000 | |
| Bank debt | € 0 | € 0 | € 0 | € 676,946 | |
| Balance sheet total | € 1,449,592 | € 1,728,978 | € 1,428,824 | € 1,903,361 | ▲ 33% |
| Employees (FTE) | 10.5 | 9.1 | 8.8 | 8 | ▼ 0.8 |
Key figures of L'UNIVERS DE L'AUTOMOBILE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L'UNIVERS DE L'AUTOMOBILE?
What happened at L'UNIVERS DE L'AUTOMOBILE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 215,490. Source: NBB ↗
- F.G.F Holding SA became a director. NBB
- New establishment in Herstal. KBO
- Start of the company according to the CBE. KBO
In short
From € 96,900 profit in 2022 to € 215,490 profit in 2025.
Paid € 142,520 in corporate taxes since 2022.
Best year ever: 2025, with € 215,490 profit.
On average € 93,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of F.G.F. Holding comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
L'UNIVERS DE L'AUTOMOBILEBehind L'UNIVERS DE L'AUTOMOBILE is F.G.F Holding SA. The shares are held by F.G.F. Holding (100%).
Directors
According to the 2025 annual accounts
Director · represented by Farruggia Saglimbeni Adrien
since 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Quai du Bassin 35
4040 Herstal
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.714.368
- VAT number
- BE 0449.714.368
- Registered office
- Quai du Bassin 35, 4040 Herstal
- Names & denominations
- L'UNIVERS DE L'AUTOMOBILE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 1993
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)