Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEP UP from Hamois, company number BE0449578172, closed financial year 2025 with a result of € -29,793 after tax. For that financial year STEP UP recorded a gross margin of € -16,578 and equity of € 6,466. Compared with financial year 2024, the result moved from € -6,179 to € -29,793. The company made a loss. The buffer shrank hard: equity is 82 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 17, 2026.
€ 6,466
▼ 82% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -29,793
▼ 382 % more loss than in 2024
Profit after tax over the fiscal year.
€ 24,502
▼ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -16,905.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 509
▲ 75% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 22,829
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 19,601
▼ 28% vs 2024
Loans from banks and other lenders, long and short.
€ 1,721
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,113
▼ 40% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 124,664 | - | - | - | |
| Gross margin | € 9,770 | € 30,141 | € 10,509 | € -16,578 | ▼ € 27,086 |
| Profit after taxes | € 4,431 | € 14,988 | € -6,179 | € -29,793 | ▼ € 23,614 |
| Equity | € 27,450 | € 42,438 | € 36,259 | € 6,466 | ▼ 82% |
| Total debts | € 22,613 | € 55,665 | € 59,540 | € 47,303 | ▼ 21% |
| Cash | € 38,118 | € 45,069 | € 56,471 | € 24,502 | ▼ 57% |
| Land & buildings | € 1,380 | € 975 | € 616 | € 494 | ▼ 20% |
| Retained profit | € 4,079 | € 19,067 | € 12,888 | € -16,905 | ▼ € 29,793 |
| Bank debt | € 0 | € 34,522 | € 27,202 | € 19,601 | ▼ 28% |
| Balance sheet total | € 50,063 | € 98,103 | € 95,799 | € 53,769 | ▼ 44% |
Key figures of STEP UP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEP UP?
What happened at STEP UP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 29,793. Source: NBB ↗
- New establishment in Hamois. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,431 profit in 2022 to € 29,793 loss in 2025.
Paid € 1,037 in corporate taxes since 2022.
Best year ever: 2023, with € 14,988 profit.
Management
Behind STEP UP is Jean-Pierre GIACOMELLI.
Directors
According to the 2025 annual accounts
Jean-Pierre GIACOMELLI
Manager
Establishments
Establishment units
Physical locations of this company
Rue du Chéricou, Achet 2
5362 Hamois
Rue du Chéricou, Achet sn
5362 Hamois
Active since 19 March 1993
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.578.172
- VAT number
- BE 0449.578.172
- Registered office
- Rue du Chéricou, Achet 2, 5362 Hamois
- Names & denominations
- STEP UP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 March 1993
- Peppol
- Active · Active since 27 Oct 2025
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