Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FONY - MEUBLES from Binche, company number BE0449562534, closed financial year 2025 with a result of € 1,508 after tax. For that financial year FONY - MEUBLES recorded a gross margin of € 112,197 and equity of € 396,562. Compared with financial year 2024, the result moved from € 40,752 to € 1,508. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 23, 2026.
€ 396,562
▼ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,508
▼ 96% vs 2024
Profit after tax over the fiscal year.
€ 25,788
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 117,404 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 54,085
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 39,992
▲ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 293,294
▼ 9% vs 2024
€ 56,575 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 73,149
▲ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,904
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 143,024 | € 141,868 | € 165,500 | € 112,197 | ▼ 32% |
| Profit after taxes | € 24,948 | € 21,144 | € 40,752 | € 1,508 | ▼ 96% |
| Equity | € 467,427 | € 481,494 | € 512,458 | € 396,562 | ▼ 23% |
| Total debts | € 514,768 | € 452,391 | € 423,812 | € 552,238 | ▲ 30% |
| Cash | € 25,375 | € 14,258 | € 19,249 | € 25,788 | ▲ 34% |
| Land & buildings | € 437,242 | € 415,712 | € 395,311 | € 375,129 | ▼ 5% |
| Retained profit | € 448,835 | € 462,902 | € 493,866 | € 377,970 | ▼ 23% |
| Dividend | € 1,926 | € 7,077 | € 9,789 | € 117,404 | ▲ € 107,615 |
| Bank debt | € 436,425 | € 378,947 | € 323,103 | € 293,294 | ▼ 9% |
| Balance sheet total | € 982,195 | € 933,886 | € 936,270 | € 948,800 | ▲ 1% |
| Employees (FTE) | 1.1 | 1.1 | - | - |
Key figures of FONY - MEUBLES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FONY - MEUBLES?
What happened at FONY - MEUBLES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,508 (▼ 96% vs 2024). Source: NBB ↗
- New establishment in Binche. KBO
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,948 profit in 2022 to € 1,508 profit in 2025.
Paid € 36,060 in corporate taxes since 2022.
Best year ever: 2024, with € 40,752 profit.
On average € 129,000 of value added per employee in 2023.
Management
Behind FONY - MEUBLES is ALPHONSE FARRUGGIA.
Directors
According to the 2025 annual accounts
ALPHONSE FARRUGGIA
Managing director
Establishments
Establishment units
Physical locations of this company
Route de Charleroi(EP) 160 box 1
7134 Binche
Avenue Léopold III(PER) 170
7134 Binche
Active since 22 November 2001
Route de Charleroi(LEV) 160 box 1
7134 Binche
Active since 1 October 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.562.534
- VAT number
- BE 0449.562.534
- Registered office
- Route de Charleroi(EP) 160 bus 1, 7134 Binche
- Names & denominations
- FONY - MEUBLES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 March 1993
- Peppol
- Active · Active since 10 Nov 2025
- Activities · NACE
Detailhandel in huismeubilair
Groothandel in niet-elektrische huishoudelijke artikelen
Groothandel in meubels, niet-elektrische huishoudapparaten en vloerbedekking inclusief tapijten
Detailhandel in huismeubilair in gespecialiseerde winkels