Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
20 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
BANDERA from Antwerpen, company number BE0449535216, closed financial year 2025 with a result of € 15,585 after tax. For that financial year BANDERA recorded a gross margin of € 72,726 and equity of € 249,742. Compared with financial year 2024, the result moved from € 15,189 to € 15,585. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 249,742
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,585
▲ 3% vs 2024
Profit after tax over the fiscal year.
€ 41,523
▲ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 70,242.
Debts at end 2025
€ 116,667
▼ 22% vs 2024
€ 33,333 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 154
▼ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 258
▲ € 195 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 61,917 | € 64,482 | € 75,548 | € 72,726 | ▼ 4% |
| Profit after taxes | € 9,560 | € 6,323 | € 15,189 | € 15,585 | ▲ 3% |
| Equity | € 212,645 | € 218,968 | € 234,157 | € 249,742 | ▲ 7% |
| Total debts | € 622,013 | € 591,947 | € 538,630 | € 504,226 | ▼ 6% |
| Cash | € 26,872 | € 30,620 | € 23,341 | € 41,523 | ▲ 78% |
| Land & buildings | € 798,108 | € 766,300 | € 734,493 | € 702,685 | ▼ 4% |
| Retained profit | € 33,145 | € 39,468 | € 54,657 | € 70,242 | ▲ 29% |
| Bank debt | € 216,667 | € 183,333 | € 150,000 | € 116,667 | ▼ 22% |
| Balance sheet total | € 834,658 | € 810,916 | € 772,787 | € 753,968 | ▼ 2% |
Key figures of BANDERA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BANDERA?
What happened at BANDERA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- PAUL VAN KERCKHOVEN stepped down as director. NBB
- NANCY VISKENS stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 15,585 (▲ 3% vs 2024). Source: NBB ↗
- PAUL VAN KERCKHOVEN became a director. NBB
- NANCY VISKENS became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,560 profit in 2022 to € 15,585 profit in 2025.
Paid € 15,553 in corporate taxes since 2022.
Best year ever: 2025, with € 15,585 profit.
A new publication or filing at BANDERA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PALOMA INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BANDERAThe shares are held by PALOMA INVEST (100%).
Directors
According to the 2025 annual accounts
PAUL VAN KERCKHOVEN
Managing director
Also active at: BRABO SOLAR, BRABO, VAN KERCKHOVEN & C°, PAKRINVEST, ANTIGOON ADVIES, PALOMA INVEST, VERJANS, VDVK-Invest +1 more
since 2022 · until 2028
since 2022 · until 2028
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vlaamsekaai 90
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 20 companies are registered at this address.
All companies at this address →BRABO SOLAR same network
€ -356 gross margin · 2025
BRABO same network
€ 1.6 million gross margin · 2025
VAN KERCKHOVEN & C° same network
€ 301,113 gross margin · 2025
PAKRINVEST same network
€ 573,696 gross margin · 2025
ANTIGOON ADVIES same network
€ 26,510 gross margin · 2025
+15 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.535.216
- VAT number
- BE 0449.535.216
- Registered office
- Vlaamsekaai 90, 2000 Antwerpen
- Names & denominations
- BANDERA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 March 1993
- Peppol
- Active · Active since 27 Nov 2025