Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DE ZAVEL from Londerzeel, company number BE0449534424, closed financial year 2025 with a result of € -11,713 after tax. For that financial year DE ZAVEL recorded a gross margin of € 425 and equity of € 92,307. Compared with financial year 2024, the result moved from € -15,706 to € -11,713. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 92,307
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,713
▲ 25 % less loss than in 2024
Profit after tax over the fiscal year.
€ 362
▼ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 30,307.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,090 | € 75 | € -3,751 | € 425 | ▲ € 4,176 |
| Profit after taxes | € -17,899 | € -12,634 | € -15,706 | € -11,713 | ▲ € 3,994 |
| Equity | € 132,360 | € 119,726 | € 104,019 | € 92,307 | ▼ 11% |
| Total debts | € 46,949 | € 46,624 | € 51,417 | € 52,489 | ▲ 2% |
| Cash | € 1,303 | € 585 | € 413 | € 362 | ▼ 12% |
| Land & buildings | € 176,634 | € 165,363 | € 154,760 | € 144,157 | ▼ 7% |
| Retained profit | € 70,360 | € 57,726 | € 42,019 | € 30,307 | ▼ 28% |
| Balance sheet total | € 179,309 | € 166,350 | € 155,437 | € 144,795 | ▼ 7% |
Key figures of DE ZAVEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE ZAVEL?
What happened at DE ZAVEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Erwin De Velder stepped down as director. NBB
- Ann Keppens stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 11,713. Source: NBB ↗
- Erwin De Velder became a director. NBB
- Ann Keppens became a director. NBB
- New establishment in Londerzeel. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,899 loss in 2022 to € 11,713 loss in 2025.
Paid € 1 in corporate taxes since 2022.
Management
Directors
According to the 2025 annual accounts
Erwin De Velder
Director
since 2022 · until 2028
Ann Keppens
Director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Zavel 12
1840 Londerzeel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.534.424
- VAT number
- BE 0449.534.424
- Registered office
- Zavel 12, 1840 Londerzeel
- Names & denominations
- DE ZAVEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 February 1993
- Peppol
- Active · Active since 7 Oct 2026