Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GERDAY IMMO from Esneux, company number BE0449521457, closed financial year 2025 with a result of € 76,403 after tax. For that financial year GERDAY IMMO recorded a gross margin of € 167,776 and equity of € 517,584. Compared with financial year 2024, the result moved from € 91,390 to € 76,403. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 12, 2026.
€ 517,584
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 76,403
▼ 16% vs 2024
Profit after tax over the fiscal year.
€ 7,691
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 80,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,156
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,234
▲ 49% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 243,024 | € 154,459 | € 186,446 | € 167,776 | ▼ 10% |
| Profit after taxes | € 137,892 | € 59,932 | € 91,390 | € 76,403 | ▼ 16% |
| Equity | € 462,859 | € 469,791 | € 521,181 | € 517,584 | ▼ 1% |
| Total debts | € 58,838 | € 116,744 | € 76,760 | € 127,113 | ▲ 66% |
| Cash | € 11,903 | € 22,640 | € 23,367 | € 7,691 | ▼ 67% |
| Land & buildings | € 526,192 | € 576,646 | € 582,214 | € 564,918 | ▼ 3% |
| Retained profit | € 400,859 | € 407,791 | € 459,181 | € 455,584 | ▼ 1% |
| Dividend | € 53,000 | € 53,000 | € 40,000 | € 80,000 | ▲ 100% |
| Bank debt | € 1,878 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 546,438 | € 610,075 | € 615,156 | € 660,246 | ▲ 7% |
Key figures of GERDAY IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GERDAY IMMO?
What happened at GERDAY IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Santos Javier GARAICOECHEA MARIN stepped down as director. NBB
- Sophie Garaicoechea Marin stepped down as director. NBB
- Christiane Jacques stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 76,403 (▼ 16% vs 2024). Source: NBB ↗
- Santos Javier GARAICOECHEA MARIN became a director. NBB
- Sophie Garaicoechea Marin became a director. NBB
- Christiane Jacques became a director. NBB
- New establishment in Neupré. KBO
In short
From € 137,892 profit in 2022 to € 76,403 profit in 2025.
Paid € 148,331 in corporate taxes since 2022.
Best year ever: 2022, with € 137,892 profit.
Paid out € 226,000 in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
Santos Javier GARAICOECHEA MARIN
Managing director
since 2024 · until 2030
Sophie Garaicoechea Marin
Director
since 2024 · until 2030
Christiane Jacques
Director
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Avenue Montefiore 29
4130 Esneux
Rue Bonry(RR) 60
4120 Neupré
Active since 6 April 1993
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.521.457
- VAT number
- BE 0449.521.457
- Registered office
- Avenue Montefiore 29, 4130 Esneux
- Names & denominations
- GERDAY IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 March 1993
- Peppol
- Active · Active since 13 Apr 2026