Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 15.4 to 12.4.
-
Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
FINQ from Antwerpen, company number BE0449397832, closed financial year 2025 with a result of € -61,315 after tax. For that financial year FINQ recorded revenue of € 2.6 million and equity of € 235,349. Compared with financial year 2024, the result moved from € 322 to € -61,315. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 6, 2026.
€ 235,349
▼ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -61,315
▼ still € 322 profit in 2024
Profit after tax over the fiscal year.
€ 72,250
▲ 151% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 35,349.
People and assets in 2025
12.4
▼ 2.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 895,446
▼ 16% vs 2024
€ 72,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,725
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 875,485
▼ 28% vs 2024
Loans from banks and other lenders, long and short.
€ 231,284
▲ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 41,910
▼ 53% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 2,293,589 | € 2,633,463 | € 2,625,221 | € 2,610,047 | ▼ 1% |
| Gross margin | € 1,194,028 | € 1,452,836 | € 1,535,547 | € 1,318,626 | ▼ 14% |
| Profit after taxes | € -58,313 | € 37,192 | € 322 | € -61,315 | ▼ € 61,636 |
| Equity | € 259,150 | € 296,342 | € 296,663 | € 235,349 | ▼ 21% |
| Total debts | € 1,710,212 | € 2,011,285 | € 1,541,933 | € 1,163,324 | ▼ 25% |
| Cash | € 47,831 | € 152,391 | € 28,791 | € 72,250 | ▲ 151% |
| Land & buildings | € 80,578 | € 38,440 | € 22,751 | € 12,758 | ▼ 44% |
| Retained profit | € 59,150 | € 96,342 | € 96,663 | € 35,349 | ▼ 63% |
| Bank debt | € 1,144,212 | € 1,567,162 | € 1,222,271 | € 875,485 | ▼ 28% |
| Balance sheet total | € 1,969,362 | € 2,307,627 | € 1,838,597 | € 1,398,673 | ▼ 24% |
| Employees (FTE) | 14.5 | 15.4 | 15.3 | 12.4 | ▼ 2.9 |
Key figures of FINQ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FINQ?
What happened at FINQ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 61,315 (▼ € 61,636 vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- New establishment in Pelt. KBO
- New establishment in Lier. KBO
- Start of the company according to the CBE. KBO
In short
From € 58,313 loss in 2022 to € 61,315 loss in 2025.
Paid € 34,182 in corporate taxes since 2022.
Best year ever: 2023, with € 37,192 profit.
On average € 106,300 of value added per employee in 2025.
A new publication or filing at FINQ? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MARYBURGH, INTER - FIRE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FINQBehind FINQ is Luc Mortelmans. The shares are held by MARYBURGH (100%) and INTER - FIRE (37.8%).
Directors
According to the 2025 annual accounts
Luc Mortelmans
Director
Also active at: INTER - FIRE, Tobé Denis Decoratie, ADVIP & PARTNERS, ADVOCATENKANTOOR PIERRE BOGAERTS
Shareholders
100%
37.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Roderveldlaan 1 box 5
2600 Antwerpen
Leopoldplein 37
2500 Lier
Active since 1 April 2010
Koning Albertlaan 49 box 1
3910 Pelt
Active since 1 April 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
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€ 8.7 million revenue · 2025
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Celestia Antwerp
€ 2 million gross margin · 2025
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.397.832
- VAT number
- BE 0449.397.832
- Registered office
- Roderveldlaan 1 bus 5, 2600 Antwerpen
- Names & denominations
- FINQ
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 February 1993
- Peppol
- Active · Active since 2 Dec 2025
- Contact
- [email protected] 03/449.99.88
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders
Boekhouders en boekhouders-fiscalisten