Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CREDEBEL from Brugge, company number BE0449272128, closed financial year 2025 with a result of € 168,759 after tax. For that financial year CREDEBEL recorded a gross margin of € 1.4 million and equity of € 805,804. Compared with financial year 2024, the result moved from € 100,653 to € 168,759. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 805,804
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 168,759
▲ 68% vs 2024
Profit after tax over the fiscal year.
€ 50,220
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 170,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 1.2 million
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 983
▼ 82% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 264,012
€ 169,976 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 634,206
▲ € 530,649 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 396,252
▲ 159% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,478,316 | € 1,599,782 | € 1,527,703 | € 1,381,218 | ▼ 10% |
| Profit after taxes | € 405,230 | € 199,981 | € 100,653 | € 168,759 | ▲ 68% |
| Equity | € 506,411 | € 706,391 | € 807,044 | € 805,804 | |
| Total debts | € 1,002,218 | € 888,065 | € 386,196 | € 1,527,429 | ▲ 296% |
| Cash | € 458,835 | € 459,075 | € 103,682 | € 50,220 | ▼ 52% |
| Land & buildings | € 811,872 | € 779,621 | € 822,776 | € 0 | ▼ 100% |
| Retained profit | € 156,411 | € 356,391 | € 457,044 | € 455,804 | |
| Dividend | € 0 | € 0 | € 0 | € 170,000 | |
| Bank debt | € 677,274 | € 495,410 | € 0 | € 264,012 | |
| Balance sheet total | € 1,508,628 | € 1,594,456 | € 1,193,240 | € 9,393,251 | ▲ € 8.2 million |
| Employees (FTE) | 18.6 | 22.4 | 20.7 | - |
Key figures of CREDEBEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 July 2027.
What happened to CREDEBEL?
What happened at CREDEBEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 168,759 (▲ 68% vs 2024). filed late Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 405,230 profit in 2022 to € 168,759 profit in 2025.
Paid € 193,893 in corporate taxes since 2022.
Best year ever: 2022, with € 405,230 profit.
On average € 73,800 of value added per employee in 2024.
Management
The stake of NextGen Group comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CREDEBELBehind CREDEBEL are Alisa Rekhova and NextGen Group BV. The shares are held by NextGen Group (100%).
Directors
According to the 2025 annual accounts
Alisa Rekhova
Director
Also active at: NextGen Group, HOFGROUP, Hotel Héritage, BCS Brugge, HOTEL GLENMORE, Five Stars
Director · represented by Alisa Rekhova
Also active at: HOFGROUP, BCS Brugge, HOTEL GLENMORE, Five Stars
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Jakob van Ooststraat 8 box 0.2
8000 Brugge
Niklaas Desparsstraat 11
8000 Brugge
Active since 12 February 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →Y-CONSULT
€ 54,218 gross margin · 2025
JoMarInvest
€ 52,296 gross margin · 2025
NextGen Group same network
€ -272,666 gross margin · 2025
Hotel Héritage same network
€ 228 gross margin · 2025
BCS Brugge same network
€ 172,631 gross margin · 2025
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Domain
Domain
hotel-heritage.com
Registered
2002-12-16
Registrar
Domain.com - Network Solutions, LLC
Expires
2030-12-16
Website info
Features
Security
Details
- Company number
- 0449.272.128
- VAT number
- BE 0449.272.128
- Registered office
- Jakob van Ooststraat 8 bus 0.2, 8000 Brugge
- Names & denominations
- CREDEBEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 January 1993
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Hotels en dergelijke accommodatie
Hotels en motels, met restaurant