Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
THE COTTAGE from Vilvoorde, company number BE0449185422, closed financial year 2024 with a result of € -700 after tax. For that financial year THE COTTAGE recorded a gross margin of € -692 and equity of € -53,775. Compared with financial year 2023, the result moved from € -687 to € -700. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.
€ -53,775
▼ € 700 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -700
▼ 2 % more loss than in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -147,975.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 2,153
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -650 | € -748 | € -687 | € -692 | ▼ € 5 |
| Profit after taxes | € -643 | € -790 | € -687 | € -700 | ▼ € 13 |
| Equity | € -51,599 | € -52,389 | € -53,076 | € -53,775 | ▼ € 700 |
| Total debts | € 51,599 | € 52,736 | € 53,076 | € 53,775 | ▲ 1% |
| Retained profit | € -145,798 | € -146,588 | € -147,275 | € -147,975 | |
| Balance sheet total | € 0 | € 348 | € 0 | € 0 |
Key figures of THE COTTAGE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to THE COTTAGE?
What happened at THE COTTAGE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 700. filed late Source: NBB ↗
- New establishment in Vilvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 643 loss in 2021 to € 700 loss in 2024.
Management
Behind THE COTTAGE are Monique Tchen, Sigroup NV and Ann Spruyt. Monique Tchen is also behind Sigroup. Ann Spruyt is also behind Sigroup.
Directors
According to the 2024 annual accounts
Director · represented by John Spruyt
Establishments
Establishment units
Physical locations of this company
Nowélei (Jean Baptiste) 33B
1800 Vilvoorde
Leuvensestraat 25
1800 Vilvoorde
Active since 2 February 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.185.422
- VAT number
- BE 0449.185.422
- Registered office
- Nowélei (Jean Baptiste) 33B, 1800 Vilvoorde
- Names & denominations
- THE COTTAGE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 January 1993
- Peppol
- Not registered