Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
F.A.C.Y. SA from Verviers, company number BE0449154243, closed financial year 2025 with a result of € 295,890 after tax. For that financial year F.A.C.Y. SA recorded a gross margin of € 417,515 and equity of € 321,744. Compared with financial year 2024, the result moved from € -110,147 to € 295,890. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.
€ 321,744
▲ € 295,890 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 295,890
▲ still € 110,147 loss in 2024
Profit after tax over the fiscal year.
€ 1,065
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 171,744.
People and assets in 2025
0.5
Average over the fiscal year, from the social balance sheet.
€ 19,831
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,894
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 372
▼ € 475,445 vs 2024
Loans from banks and other lenders, long and short.
€ 16,531
▲ 196% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,018
▼ 24% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -49,810 | € -40,434 | € -40,596 | € 417,515 | ▲ € 458,110 |
| Profit after taxes | € -108,480 | € -108,137 | € -110,147 | € 295,890 | ▲ € 406,036 |
| Equity | € 244,138 | € 136,002 | € 25,855 | € 321,744 | ▲ € 295,890 |
| Total debts | € 550,369 | € 580,020 | € 577,646 | € 156,170 | ▼ 73% |
| Cash | € 75,754 | € 49,188 | € 31,253 | € 1,065 | ▼ 97% |
| Land & buildings | € 651,006 | € 629,102 | € 605,872 | € 509,884 | ▼ 16% |
| Retained profit | € 94,138 | € -13,998 | € -124,145 | € 171,744 | ▲ € 295,890 |
| Bank debt | € 500,000 | € 516,455 | € 475,817 | € 372 | ▼ € 475,445 |
| Balance sheet total | € 867,450 | € 786,843 | € 672,202 | € 544,496 | ▼ 19% |
| Employees (FTE) | 0.4 | 0.4 | 0.5 | 0.5 |
Key figures of F.A.C.Y. SA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F.A.C.Y. SA?
What happened at F.A.C.Y. SA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 295,890. filed late Source: NBB ↗
- Yves Mathieu stepped down as director. NBB
- Francine Carabin stepped down as director. NBB
- Yves Mathieu became a director. NBB
- Francine Carabin became a director. NBB
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 108,480 loss in 2022 to € 295,890 profit in 2025.
Paid € 527 in corporate taxes since 2022.
Best year ever: 2025, with € 295,890 profit.
A new publication or filing at F.A.C.Y. SA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Yves Mathieu
Managing director
since 2020 · until 2026
Francine Carabin
Administrator-manager
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Rue Grétry 15A box 310
4800 Verviers
Rue Moreau 30
4800 Verviers
Active since 4 February 1993
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.154.243
- VAT number
- BE 0449.154.243
- Registered office
- Rue Grétry 15A bus 310, 4800 Verviers
- Names & denominations
- F.A.C.Y. SA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 1993
- Peppol
- Active · Active since 4 Nov 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur van woningen, exclusief sociale woningen
Volwassenenvorming
Beroepsopleiding
Schatten en evalueren van onroerend goed
Overig amusement, n.e.g.
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
Overige recreatie- en ontspanningsactiviteiten, neg