Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
CAMMEL from Chapelle-lez-Herlaimont, company number BE0449150580, closed financial year 2024 with a result of € -4,649 after tax. For that financial year CAMMEL recorded a gross margin of € 64,725 and equity of € -101,161. Compared with financial year 2023, the result moved from € 16,489 to € -4,649. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ -101,161
▼ € 4,649 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,649
▼ still € 16,489 profit in 2023
Profit after tax over the fiscal year.
€ 5,826
▼ 7% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -380,260.
People and assets in 2024
€ 41,640
▼ 23% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 316,068
▲ 9% vs 2023
€ 45,168 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 34,636
▼ 72% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 6,304
▲ 6% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 24,374 | € 66,274 | € 65,205 | € 64,725 | ▼ 1% |
| Profit after taxes | € -27,849 | € 12,717 | € 16,489 | € -4,649 | ▼ € 21,138 |
| Equity | € -125,718 | € -113,001 | € -96,512 | € -101,161 | ▼ € 4,649 |
| Total debts | € 506,524 | € 466,705 | € 521,071 | € 484,288 | ▼ 7% |
| Cash | € 16,291 | € 4,154 | € 6,282 | € 5,826 | ▼ 7% |
| Land & buildings | € 335,830 | € 308,325 | € 309,146 | € 291,601 | ▼ 6% |
| Retained profit | € -404,817 | € -392,100 | € -375,611 | € -380,260 | ▼ € 4,649 |
| Bank debt | € 280,747 | € 259,601 | € 290,271 | € 316,068 | ▲ 9% |
| Balance sheet total | € 405,770 | € 377,441 | € 447,068 | € 404,408 | ▼ 10% |
Key figures of CAMMEL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CAMMEL?
What happened at CAMMEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 4,649 (▼ € 21,138 vs 2023). filed late Source: NBB ↗
- Antonio Carrese became a director. NBB
- Elvira Leardi became a director. NBB
- New establishment in Chapelle-lez-Herlaimont. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,849 loss in 2021 to € 4,649 loss in 2024.
Paid € 5,700 in corporate taxes since 2021.
Best year ever: 2023, with € 16,489 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CAMMEL are Antonio Carrese, Elvira Leardi and Mary Carrese. Elvira Leardi is also behind UNION S.P.E..
Directors
According to the 2024 annual accounts
Antonio Carrese
Director
since 2022
since 2019
Mary Carrese
Associate
Establishments
Establishment units
Physical locations of this company
Rue de Verviers 9
7160 Chapelle-lez-Herlaimont
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.150.580
- VAT number
- BE 0449.150.580
- Registered office
- Rue de Verviers 9, 7160 Chapelle-lez-Herlaimont
- Names & denominations
- CAMMEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 1992
- Peppol
- Active · Active since 15 Jan 2026
- Activities · NACE
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