Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 10.5 to 8.6.
Financials
Financial year 2025
J & C CARS from Waimes, company number BE0449118809, closed financial year 2025 with a result of € 253,058 after tax. For that financial year J & C CARS recorded a gross margin of € 1.1 million and equity of € 2.4 million. Compared with financial year 2024, the result moved from € 359,861 to € 253,058. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 2.4 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 253,058
▼ 30% vs 2024
Profit after tax over the fiscal year.
€ 298,288
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 477,416 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
8.6
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 607,290
▼ 7% vs 2024
€ 70,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,664
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 112,632
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 235,179
▲ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 804,553 | € 1,034,143 | € 1,194,474 | € 1,144,848 | ▼ 4% |
| Profit after taxes | € 53,893 | € 162,324 | € 359,861 | € 253,058 | ▼ 30% |
| Equity | € 2,107,685 | € 2,265,009 | € 2,618,870 | € 2,394,513 | ▼ 9% |
| Total debts | € 459,381 | € 594,943 | € 393,077 | € 409,582 | ▲ 4% |
| Cash | € 137,792 | € 304,164 | € 608,539 | € 298,288 | ▼ 51% |
| Land & buildings | € 1,252,833 | € 1,220,128 | € 1,122,590 | € 1,121,845 | |
| Retained profit | € 1,476,243 | € 1,633,567 | € 1,987,428 | € 1,763,071 | ▼ 11% |
| Dividend | € 5,000 | € 5,000 | € 6,000 | € 477,416 | ▲ € 471,416 |
| Bank debt | € 28,572 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 2,567,066 | € 2,859,952 | € 3,011,947 | € 2,804,094 | ▼ 7% |
| Employees (FTE) | 10.4 | 10.5 | 9.5 | 8.6 | ▼ 0.9 |
Key figures of J & C CARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J & C CARS?
What happened at J & C CARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 253,058 (▼ 30% vs 2024). Source: NBB ↗
- New establishment in Waimes. KBO
- Start of the company according to the CBE. KBO
In short
From € 53,893 profit in 2022 to € 253,058 profit in 2025.
Paid € 368,222 in corporate taxes since 2022.
Best year ever: 2024, with € 359,861 profit.
On average € 133,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J & C CARS are Cédric Catteeuw and Luc Catteeuw. It owns 80% of JC Cars et fils itself.
Directors
According to the 2025 annual accounts
Cédric Catteeuw
Director
Luc Catteeuw
Director
Establishments
Establishment units
Physical locations of this company
Rue de la Litorne 2
4950 Waimes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.118.809
- VAT number
- BE 0449.118.809
- Registered office
- Rue de la Litorne 2, 4950 Waimes
- Names & denominations
- J & C CARS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 January 1993
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in motorvoertuigen