Active · per the CBE, 31 October 2026

HAINAUT - FINANCE

BE0449071002

Rechtspersoon Private limited company 1 establishment

HAINAUT - FINANCE is an insurance broker in Boussu. Private Limited, started on 8 January 1993, 1 establishment.

Rue Grande(H) 22B, 7301 Boussu

Behind the company: Jean-Paul LANCE.

Active for

33 year, 9 months

Financials

Financial year 2025

HAINAUT - FINANCE from Boussu, company number BE0449071002, closed financial year 2025 with a result of € 1,504 after tax. For that financial year HAINAUT - FINANCE recorded a gross margin of € 38,622 and equity of € 17,190. Compared with financial year 2024, the result moved from € -19,208 to € 1,504. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.

What it is worth Growing

€ 17,190

▲ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 1,504

▲ still € 19,208 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 99,138

▲ € 86,002 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -1,402.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 27,772

▼ 36% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 5,925

▼ 18% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 13,252

▼ 10% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 19,005 € 47,723 € 32,780 € 38,622 ▲ 18%
Profit after taxes € -34,222 € -9,054 € -19,208 € 1,504 ▲ € 20,712
Equity € 43,948 € 34,894 € 15,686 € 17,190 ▲ 10%
Total debts € 95,528 € 99,019 € 63,943 € 139,433 ▲ 118%
Cash € 66,940 € 53,021 € 13,135 € 99,138 ▲ € 86,002
Land & buildings € 59,975 € 55,329 € 50,683 € 46,037 ▼ 9%
Retained profit € 25,356 € 16,302 € -2,906 € -1,402 ▲ € 1,504
Bank debt € 0 € 0 € 4 € 0 ▼ 100%
Balance sheet total € 139,477 € 133,913 € 79,629 € 156,623 ▲ 97%

Key figures of HAINAUT - FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to HAINAUT - FINANCE?

What happened at HAINAUT - FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 1,504. Source: NBB ↗
  • New establishment in Boussu. KBO
  • Start of the company according to the CBE. KBO

In short

From € 34,222 loss in 2022 to € 1,504 profit in 2025.

Best year ever: 2025, with € 1,504 profit.

Management

Jean-Paul LANCE
HAINAUT - FINANCE

Behind HAINAUT - FINANCE is Jean-Paul LANCE.

Directors

According to the 2025 annual accounts

Jean-Paul LANCE

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Grande(H) 22B

7301 Boussu

2.060.269.013

Rue Grande(H) 22 B

7301 Boussu

Active since 14 January 1993

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0449.071.002
VAT number
BE 0449.071.002
Registered office
Rue Grande(H) 22B, 7301 Boussu
Names & denominations
HAINAUT - FINANCE
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
8 January 1993
Peppol
Active · Active since 18 Dec 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Marktonderzoekbureaus

Markt- en opinieonderzoek

Frequently asked questions

What does HAINAUT - FINANCE do?
HAINAUT - FINANCE is an insurance broker in Boussu. Private Limited, started on 8 January 1993, 1 establishment.
What is the address of HAINAUT - FINANCE?
The registered office of HAINAUT - FINANCE is located at Rue Grande(H) 22B, 7301 Boussu.
Is HAINAUT - FINANCE still active?
Yes. According to the CBE (31 October 2026) HAINAUT - FINANCE is active, legal situation “Normale toestand”, started on 8 January 1993.
Is HAINAUT - FINANCE registered on Peppol?
Yes, HAINAUT - FINANCE is registered on the Peppol network with ID 0208:0449071002.
What is the enterprise number of HAINAUT - FINANCE?
The enterprise number of HAINAUT - FINANCE is BE0449071002.
When was HAINAUT - FINANCE founded?
HAINAUT - FINANCE was founded on 8 January 1993.