Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
vince from Grimbergen, company number BE0449020621, closed financial year 2025 with a result of € 45,379 after tax. For that financial year vince recorded a gross margin of € 339,764 and equity of € 110,629. Compared with financial year 2024, the result moved from € 60,925 to € 45,379. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 110,629
▲ 70% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 45,379
▼ 26% vs 2024
Profit after tax over the fiscal year.
€ 1,787
▼ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 75,629.
People and assets in 2025
€ 159,121
▲ 13% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,479
▼ 11% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 631,473
▼ 5% vs 2024
€ 115,223 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 25,583
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 51,938
▲ 30% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 129,904 | € 224,926 | € 314,187 | € 339,764 | ▲ 8% |
| Profit after taxes | € -37,018 | € 27,517 | € 60,925 | € 45,379 | ▼ 26% |
| Equity | € -23,192 | € 4,325 | € 65,250 | € 110,629 | ▲ 70% |
| Total debts | € 540,006 | € 550,799 | € 862,758 | € 773,926 | ▼ 10% |
| Cash | € 8,248 | € 1,988 | € 6,284 | € 1,787 | ▼ 72% |
| Land & buildings | € 107,706 | € 96,429 | € 85,151 | € 73,966 | ▼ 13% |
| Retained profit | € -58,192 | € -30,675 | € 30,250 | € 75,629 | ▲ 150% |
| Bank debt | € 504,301 | € 397,363 | € 663,185 | € 631,473 | ▼ 5% |
| Balance sheet total | € 516,814 | € 555,124 | € 928,008 | € 884,555 | ▼ 5% |
Key figures of vince, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to vince?
What happened at vince in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 45,379 (▼ 26% vs 2024). filed late Source: NBB ↗
- Didier Verspecht became a director. NBB
- New establishment in Grimbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,018 loss in 2022 to € 45,379 profit in 2025.
Paid € 52,632 in corporate taxes since 2022.
Best year ever: 2024, with € 60,925 profit.
Management
Behind vince is Didier Verspecht.
Directors
According to the 2025 annual accounts
Didier Verspecht
Director
since 2004
Establishments
Establishment units
Physical locations of this company
Victor Soensstraat 50
1853 Grimbergen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.020.621
- VAT number
- BE 0449.020.621
- Registered office
- Victor Soensstraat 50, 1853 Grimbergen
- Names & denominations
- vince
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 1992
- Peppol
- Active · Active since 10 Sept 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars