Financials
Financial year 2025
JOSCO from Antwerpen, company number BE0448973309, closed financial year 2025 with a result of € -15,204 after tax. For that financial year JOSCO recorded a gross margin of € 60,958 and equity of € 99,021. Compared with financial year 2024, the result moved from € 46,743 to € -15,204. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 99,021
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,204
▼ still € 46,743 profit in 2024
Profit after tax over the fiscal year.
€ 84,524
▼ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -479.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 52,752
▲ 23% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,429
▲ 92% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 43,614
▼ 20% vs 2024
€ 9,101 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 36,376
▲ 187% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,845
▼ 58% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 75,208 | € 69,672 | € 141,115 | € 60,958 | ▼ 57% |
| Profit after taxes | € 12,250 | € -1,576 | € 46,743 | € -15,204 | ▼ € 61,946 |
| Equity | € 115,800 | € 114,224 | € 114,224 | € 99,021 | ▼ 13% |
| Total debts | € 189,447 | € 166,269 | € 228,659 | € 182,983 | ▼ 20% |
| Cash | € 64,296 | € 54,573 | € 127,407 | € 84,524 | ▼ 34% |
| Land & buildings | € 57,076 | € 53,585 | € 52,276 | € 51,578 | ▼ 1% |
| Retained profit | € 16,300 | € 14,724 | € 14,724 | € -479 | ▼ € 15,204 |
| Dividend | € 12,216 | € 0 | € 46,743 | € 0 | ▼ 100% |
| Bank debt | € 77,663 | € 66,090 | € 54,191 | € 43,614 | ▼ 20% |
| Balance sheet total | € 305,247 | € 280,494 | € 342,883 | € 282,004 | ▼ 18% |
Key figures of JOSCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOSCO?
What happened at JOSCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,204 (▼ € 61,946 vs 2024). filed late Source: NBB ↗
- Dirk Smolders became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,250 profit in 2022 to € 15,204 loss in 2025.
Paid € 50,540 in corporate taxes since 2022.
Best year ever: 2024, with € 46,743 profit.
Paid out € 58,959 in dividends to the owners in total.
A new publication or filing at JOSCO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JOSCO is Dirk Smolders. Dirk Smolders is also behind BZB-FEDAFIN.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Lange Beeldekensstraat 149-151
2060 Antwerpen
Lange Beeldekensstraat 149
2060 Antwerpen
Active since 13 January 1993
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
ONECOM, DK
Website info
Features
Security
Network
Details
- Company number
- 0448.973.309
- VAT number
- BE 0448.973.309
- Registered office
- Lange Beeldekensstraat 149-151, 2060 Antwerpen
- Names & denominations
- JOSCO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 1992
- Peppol
- Active · Active since 21 May 2025
- Contact
- josco-smolders.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen