Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AUTOSERVICE ST-BERNARD from Antwerpen, company number BE0448881851, closed financial year 2025 with a result of € -1,338 after tax. For that financial year AUTOSERVICE ST-BERNARD recorded a gross margin of € 1.4 million and equity of € 562,466. Compared with financial year 2024, the result moved from € 37,678 to € -1,338. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 562,466
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,338
▼ still € 37,678 profit in 2024
Profit after tax over the fiscal year.
€ 60,675
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 542,466.
People and assets in 2025
18.7
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.2 million
▲ 3% vs 2024
€ 65,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 191,783
▲ 2% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 250,949
▼ 8% vs 2024
€ 18,774 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 303,994
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 104,985
▼ 25% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,177,754 | € 1,320,760 | € 1,406,204 | € 1,434,706 | ▲ 2% |
| Profit after taxes | € 44,428 | € 44,816 | € 37,678 | € -1,338 | ▼ € 39,016 |
| Equity | € 481,310 | € 526,126 | € 563,804 | € 562,466 | |
| Total debts | € 659,500 | € 724,271 | € 869,695 | € 1,233,463 | ▲ 42% |
| Cash | € 245,896 | € 149,530 | € 115,520 | € 60,675 | ▼ 47% |
| Land & buildings | - | € 157,066 | € 124,679 | € 92,291 | ▼ 26% |
| Retained profit | € 461,310 | € 506,126 | € 543,804 | € 542,466 | |
| Bank debt | € 85,498 | € 297,787 | € 273,854 | € 250,949 | ▼ 8% |
| Balance sheet total | € 1,140,810 | € 1,250,398 | € 1,433,500 | € 1,795,929 | ▲ 25% |
| Employees (FTE) | 17.4 | 17.9 | 18.5 | 18.7 | ▲ 0.2 |
Key figures of AUTOSERVICE ST-BERNARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AUTOSERVICE ST-BERNARD?
What happened at AUTOSERVICE ST-BERNARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,338 (▼ € 39,016 vs 2024). Source: NBB ↗
- Yves Janssens became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 44,428 profit in 2022 to € 1,338 loss in 2025.
Paid € 53,136 in corporate taxes since 2022.
Best year ever: 2023, with € 44,816 profit.
On average € 76,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AUTOSERVICE ST-BERNARD is Yves Janssens.
Directors
According to the 2025 annual accounts
Yves Janssens
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Sint-Bernardsesteenweg 1069 box A
2660 Antwerpen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0448.881.851
- VAT number
- BE 0448.881.851
- Registered office
- Sint-Bernardsesteenweg 1069 bus A, 2660 Antwerpen
- Names & denominations
- AUTOSERVICE ST-BERNARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 December 1992
- Peppol
- Active · Active since 20 Jan 2026
- Contact
- renault-hoboken.be
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)