Financials
Financial year 2025
HAYOIT ASSURANCES ET PRETS from Quaregnon, company number BE0448824938, closed financial year 2025 with a result of € 133,956 after tax. For that financial year HAYOIT ASSURANCES ET PRETS recorded a gross margin of € 303,908 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 123,605 to € 133,956. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 12, 2026.
€ 1.2 million
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 133,956
▲ 8% vs 2024
Profit after tax over the fiscal year.
€ 973,397
▲ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.1 million.
People and assets in 2025
€ 74,278
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 33,775
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,563
▲ 203% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,785
▼ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 192,010 | € 263,566 | € 285,440 | € 303,908 | ▲ 6% |
| Profit after taxes | € 92,029 | € 111,750 | € 123,605 | € 133,956 | ▲ 8% |
| Equity | € 961,263 | € 1,010,623 | € 1,063,165 | € 1,197,121 | ▲ 13% |
| Total debts | € 369,345 | € 407,640 | € 113,544 | € 122,276 | ▲ 8% |
| Cash | € 1,037,131 | € 1,054,901 | € 826,006 | € 973,397 | ▲ 18% |
| Retained profit | € 837,316 | € 886,676 | € 939,219 | € 1,073,175 | ▲ 14% |
| Dividend | € 163,501 | € 62,390 | € 71,063 | € 0 | ▼ 100% |
| Balance sheet total | € 1,330,608 | € 1,418,263 | € 1,176,709 | € 1,319,397 | ▲ 12% |
Key figures of HAYOIT ASSURANCES ET PRETS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HAYOIT ASSURANCES ET PRETS?
What happened at HAYOIT ASSURANCES ET PRETS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Philippe HAYOIT stepped down as director. NBB
- Françoise HAYOIT stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 133,956 (▲ 8% vs 2024). filed late Source: NBB ↗
- Philippe HAYOIT became a director. NBB
- Françoise HAYOIT became a director. NBB
- New establishment in Quaregnon. KBO
- Start of the company according to the CBE. KBO
In short
From € 92,029 profit in 2022 to € 133,956 profit in 2025.
Paid € 247,332 in corporate taxes since 2022.
Best year ever: 2025, with € 133,956 profit.
Paid out € 296,953 in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
Philippe HAYOIT
Administrator-manager
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue Jules Destrée 124
7390 Quaregnon
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.824.938
- VAT number
- BE 0448.824.938
- Registered office
- Rue Jules Destrée 124, 7390 Quaregnon
- Names & denominations
- HAYOIT ASSURANCES ET PRETS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 November 1992
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
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Verzekeringsmakelaars en -agenten