Bankrupt · Opening faillissement (CBE)

I.S.S.

BE0448661028

Rechtspersoon Public limited company 1 establishment

I.S.S. is an insurance broker in Kontich. Public Limited, started on 13 November 1992, 1 establishment.

Lijsterbolstraat 16, 2550 Kontich

Behind the company: ANDRE DE CLERCQ , WERNER REUSENS.

Start date

13 November 1992

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Legal situation KBO

    Opening faillissement according to the CBE.

Financials

Financial year 2025

I.S.S. from Kontich, company number BE0448661028, closed financial year 2025 with a result of € 1,972 after tax. For that financial year I.S.S. recorded a gross margin of € 190,755 and equity of € 212,789. Compared with financial year 2024, the result moved from € 3,869 to € 1,972. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 20, 2026.

What it is worth Growing

€ 212,789

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 1,972

▼ 49% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 36

▼ 24% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 150,320.

People and assets in 2025

Full-time equivalents

2

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 140,326

▲ 6% vs 2024

€ 70,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 4 years to go

€ 101,472

▼ 18% vs 2024

€ 22,956 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 97,182

▼ 10% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 113,146

▲ 4% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 156,160 € 164,764 € 184,778 € 190,755 ▲ 3%
Profit after taxes € 3,823 € 4,127 € 3,869 € 1,972 ▼ 49%
Equity € 202,822 € 206,949 € 210,817 € 212,789 ▲ 1%
Total debts € 411,685 € 384,434 € 393,684 € 481,948 ▲ 22%
Cash € 27 € 59 € 48 € 36 ▼ 24%
Land & buildings € 292,034 € 272,466 € 253,676 € 240,025 ▼ 5%
Retained profit € 140,353 € 144,480 € 148,348 € 150,320 ▲ 1%
Bank debt € 208,313 € 164,780 € 123,988 € 101,472 ▼ 18%
Balance sheet total € 614,507 € 591,383 € 604,501 € 694,737 ▲ 15%
Employees (FTE) 2 2 2 2

Key figures of I.S.S., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to I.S.S.?

What happened at I.S.S. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

I.S.S. is active according to the CBE. Legal situation: Opening faillissement.

  • New annual accounts for financial year 2025: profit of € 1,972 (▼ 49% vs 2024). filed late Source: NBB ↗
  • RONALD PELEMAN stepped down as director. NBB
  • ANDRE DE CLERCQ became a director. NBB
  • RONALD PELEMAN became a director. NBB
  • CONSTANT REUSENS stepped down as director. NBB
  • WERNER REUSENS became a director. NBB
  • CONSTANT REUSENS became a director. NBB
  • New establishment in Kontich. KBO

In short

From € 3,823 profit in 2022 to € 1,972 profit in 2025.

Paid € 16,465 in corporate taxes since 2022.

Best year ever: 2023, with € 4,127 profit.

On average € 95,400 of value added per employee in 2025.

Management

Werner Reusens 100%
I.S.S.

Behind I.S.S. are ANDRE DE CLERCQ and WERNER REUSENS. The shares are held by Werner Reusens (100%).

Directors

According to the 2025 annual accounts

ANDRE DE CLERCQ

Managing director, Director

Also active at: MELIS-DEBO, DEBO & PARTNERS

since 2018

WERNER REUSENS

Managing director

Also active at: Financial and Management Consulting

since 2004

RONALD PELEMAN

Director

Also active at: Financial and Management Consulting, INFOCONSULT

since 2015 · until 2019

CONSTANT REUSENS

Director

Also active at: A.C.S., Financial and Management Consulting

since 2004 · until 2015

Shareholders

Werner Reusens

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Lijsterbolstraat 16

2550 Kontich

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0448.661.028
VAT number
BE 0448.661.028
Registered office
Lijsterbolstraat 16, 2550 Kontich
Names & denominations
I.S.S.
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Opening faillissement
Start date
13 November 1992
Peppol
Active · Active since 19 Dec 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Overige fiscale dienstverlening

Boekhouders en boekhouders-fiscalisten

Frequently asked questions

What does I.S.S. do?
I.S.S. is an insurance broker in Kontich. Public Limited, started on 13 November 1992, 1 establishment.
What is the address of I.S.S.?
The registered office of I.S.S. is located at Lijsterbolstraat 16, 2550 Kontich.
Is I.S.S. still active?
No. The CBE lists I.S.S. with legal situation “Opening faillissement”. The date of the court ruling is published in the Belgian Official Gazette; the register does not carry it.
Is I.S.S. registered on Peppol?
Yes, I.S.S. is registered on the Peppol network with ID 0208:0448661028.
What is the enterprise number of I.S.S.?
The enterprise number of I.S.S. is BE0448661028.
When was I.S.S. founded?
I.S.S. was founded on 13 November 1992.