Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2025
I.S.S. from Kontich, company number BE0448661028, closed financial year 2025 with a result of € 1,972 after tax. For that financial year I.S.S. recorded a gross margin of € 190,755 and equity of € 212,789. Compared with financial year 2024, the result moved from € 3,869 to € 1,972. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 20, 2026.
€ 212,789
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,972
▼ 49% vs 2024
Profit after tax over the fiscal year.
€ 36
▼ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 150,320.
People and assets in 2025
2
Average over the fiscal year, from the social balance sheet.
€ 140,326
▲ 6% vs 2024
€ 70,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 101,472
▼ 18% vs 2024
€ 22,956 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 97,182
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 113,146
▲ 4% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 156,160 | € 164,764 | € 184,778 | € 190,755 | ▲ 3% |
| Profit after taxes | € 3,823 | € 4,127 | € 3,869 | € 1,972 | ▼ 49% |
| Equity | € 202,822 | € 206,949 | € 210,817 | € 212,789 | ▲ 1% |
| Total debts | € 411,685 | € 384,434 | € 393,684 | € 481,948 | ▲ 22% |
| Cash | € 27 | € 59 | € 48 | € 36 | ▼ 24% |
| Land & buildings | € 292,034 | € 272,466 | € 253,676 | € 240,025 | ▼ 5% |
| Retained profit | € 140,353 | € 144,480 | € 148,348 | € 150,320 | ▲ 1% |
| Bank debt | € 208,313 | € 164,780 | € 123,988 | € 101,472 | ▼ 18% |
| Balance sheet total | € 614,507 | € 591,383 | € 604,501 | € 694,737 | ▲ 15% |
| Employees (FTE) | 2 | 2 | 2 | 2 |
Key figures of I.S.S., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to I.S.S.?
What happened at I.S.S. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
I.S.S. is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2025: profit of € 1,972 (▼ 49% vs 2024). filed late Source: NBB ↗
- RONALD PELEMAN stepped down as director. NBB
- ANDRE DE CLERCQ became a director. NBB
- RONALD PELEMAN became a director. NBB
- CONSTANT REUSENS stepped down as director. NBB
- WERNER REUSENS became a director. NBB
- CONSTANT REUSENS became a director. NBB
- New establishment in Kontich. KBO
In short
From € 3,823 profit in 2022 to € 1,972 profit in 2025.
Paid € 16,465 in corporate taxes since 2022.
Best year ever: 2023, with € 4,127 profit.
On average € 95,400 of value added per employee in 2025.
Management
Behind I.S.S. are ANDRE DE CLERCQ and WERNER REUSENS. The shares are held by Werner Reusens (100%).
Directors
According to the 2025 annual accounts
since 2018
since 2004
since 2015 · until 2019
since 2004 · until 2015
Shareholders
Werner Reusens
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Lijsterbolstraat 16
2550 Kontich
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.661.028
- VAT number
- BE 0448.661.028
- Registered office
- Lijsterbolstraat 16, 2550 Kontich
- Names & denominations
- I.S.S.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Opening faillissement
- Start date
- 13 November 1992
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Overige fiscale dienstverlening
Boekhouders en boekhouders-fiscalisten