Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CVA De Ruyver from Oud-Heverlee, company number BE0448569372, closed financial year 2025 with a result of € -26,737 after tax. For that financial year CVA De Ruyver recorded a gross margin of € -5,226 and equity of € 619,846. Compared with financial year 2024, the result moved from € -18,374 to € -26,737. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 619,846
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -26,737
▼ 46 % more loss than in 2024
Profit after tax over the fiscal year.
€ 145,090
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 557,846.
People and assets in 2025
€ 1,175
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3
▼ € 10,953 vs 2024
Loans from banks and other lenders, long and short.
€ 4,499
▲ € 3,924 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 189
▲ 21% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,263 | € -1,641 | € 7,496 | € -5,226 | ▼ € 12,722 |
| Profit after taxes | € -43,436 | € -44,688 | € -18,374 | € -26,737 | ▼ € 8,364 |
| Equity | € 709,645 | € 664,957 | € 646,583 | € 619,846 | ▼ 4% |
| Total debts | € 35,519 | € 29,559 | € 11,689 | € 4,692 | ▼ 60% |
| Cash | € 250,708 | € 213,658 | € 181,918 | € 145,090 | ▼ 20% |
| Land & buildings | € 465,481 | € 447,928 | € 430,375 | € 414,607 | ▼ 4% |
| Retained profit | € 647,645 | € 602,957 | € 584,583 | € 557,846 | ▼ 5% |
| Bank debt | € 32,254 | € 21,706 | € 10,957 | € 3 | ▼ € 10,953 |
| Balance sheet total | € 745,164 | € 694,516 | € 658,272 | € 624,538 | ▼ 5% |
Key figures of CVA De Ruyver, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CVA De Ruyver?
What happened at CVA De Ruyver in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Marc De Ruyver stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 26,737. Source: NBB ↗
- Marc De Ruyver became a director. NBB
- New establishment in Oud-Heverlee. KBO
- Start of the company according to the CBE. KBO
In short
From € 43,436 loss in 2022 to € 26,737 loss in 2025.
Paid € 923 in corporate taxes since 2022.
Management
Directors
According to the 2025 annual accounts
Marc De Ruyver
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Parkstraat 81
3053 Oud-Heverlee
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.569.372
- VAT number
- BE 0448.569.372
- Registered office
- Parkstraat 81, 3053 Oud-Heverlee
- Names & denominations
- CVA De Ruyver
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 October 1992
- Peppol
- Active · Active since 9 Oct 2025
- Activities · NACE
Activiteiten van interieurarchitecten
Landschapsverzorging
Detailhandel in huismeubilair
Diensten in verband met de landbouw; aanleg en onderhoud van tuinen en parken
Detailhandel in meubels
Detailhandel in huismeubilair in gespecialiseerde winkels