Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2024; threshold 65 %.
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Annual account missing NBB
Fiscal year 2025 was expected before 30 April 2026 and has not been filed.
Financials
Financial year 2024
PAVERMA from Berlare, company number BE0448460197, closed financial year 2024 with a result of € -42,911 after tax. For that financial year PAVERMA recorded a gross margin of € -25,361 and equity of € -47. Compared with financial year 2023, the result moved from € -14,438 to € -42,911. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2025.
€ -47
▼ € 42,911 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -42,911
▼ 197 % more loss than in 2023
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -105,402.
People and assets in 2024
€ 9,876
▲ € 9,172 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 115,221
▲ 15% vs 2023
Loans from banks and other lenders, long and short.
€ 10,154
▲ 44% vs 2023
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 8,814 | € -1,278 | € -25,361 | ▼ € 24,084 |
| Profit after taxes | € -4,531 | € -14,438 | € -42,911 | ▼ € 28,473 |
| Equity | € 57,301 | € 42,863 | € -47 | ▼ € 42,911 |
| Total debts | € 123,651 | € 123,331 | € 147,556 | ▲ 20% |
| Cash | € 40,089 | € 25,300 | € 0 | ▼ 100% |
| Land & buildings | € 126,378 | € 122,098 | € 117,817 | ▼ 4% |
| Retained profit | € -48,054 | € -62,491 | € -105,402 | ▼ € 42,911 |
| Bank debt | € 100,000 | € 100,000 | € 115,221 | ▲ 15% |
| Balance sheet total | € 180,952 | € 166,195 | € 147,509 | ▼ 11% |
Key figures of PAVERMA, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 30 April 2026.
What happened to PAVERMA?
What happened at PAVERMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 42,911. Source: NBB ↗
- Paul Vercauteren became a director. NBB
- New establishment in Berlare. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,531 loss in 2022 to € 42,911 loss in 2024.
Paid € 1,038 in corporate taxes since 2022.
Management
Behind PAVERMA are Paul Vercauteren, Tom Vercauteren and Peter Vercauteren.
Directors
According to the 2024 annual accounts
Paul Vercauteren
Managing director
since 2017
Tom Vercauteren
Director
Peter Vercauteren
Director
Establishments
Establishment units
Physical locations of this company
Kerkstraat(O) 74 box B
9290 Berlare
Kerkstraat(O) 80
9290 Berlare
Active since 10 November 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.460.197
- VAT number
- BE 0448.460.197
- Registered office
- Kerkstraat(O) 74 bus B, 9290 Berlare
- Names & denominations
- PAVERMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 October 1992
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
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