Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
EUROPE BUSINESS MEMORY from De Panne, company number BE0448430604, closed financial year 2025 with a result of € -7,560 after tax. For that financial year EUROPE BUSINESS MEMORY recorded a gross margin of € -426 and equity of € 120,275. Compared with financial year 2024, the result moved from € -823 to € -7,560. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 18, 2025.
€ 120,275
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,560
▼ 818 % more loss than in 2024
Profit after tax over the fiscal year.
€ 34,435
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 20,275.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 146
▲ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,228 | € 183,659 | € 7,644 | € -426 | ▼ € 8,071 |
| Profit after taxes | € 4,181 | € 142,012 | € -823 | € -7,560 | ▼ € 6,736 |
| Equity | € 35,382 | € 128,658 | € 127,834 | € 120,275 | ▼ 6% |
| Total debts | € 117,078 | € 49,144 | € 30,156 | € 20,593 | ▼ 32% |
| Cash | € 10,163 | € 57,279 | € 47,275 | € 34,435 | ▼ 27% |
| Land & buildings | € 132,227 | € 113,907 | € 109,517 | € 105,127 | ▼ 4% |
| Retained profit | € -113,354 | € 28,658 | € 27,834 | € 20,275 | ▼ 27% |
| Bank debt | € 106,594 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 152,460 | € 177,802 | € 157,990 | € 140,868 | ▼ 11% |
Key figures of EUROPE BUSINESS MEMORY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to EUROPE BUSINESS MEMORY?
What happened at EUROPE BUSINESS MEMORY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,560. Source: NBB ↗
- Noël Coysman became a director. NBB
- Magda Vanwynsberghe became a director. NBB
- New establishment in De Panne. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,181 profit in 2022 to € 7,560 loss in 2025.
Paid € 28,765 in corporate taxes since 2022.
Best year ever: 2023, with € 142,012 profit.
Management
Behind EUROPE BUSINESS MEMORY are Noël Coysman and Magda Vanwynsberghe.
Directors
According to the 2025 annual accounts
Noël Coysman
Director
since 2022
Magda Vanwynsberghe
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Parnassialaan 22
8660 De Panne
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.430.604
- VAT number
- BE 0448.430.604
- Registered office
- Parnassialaan 22, 8660 De Panne
- Names & denominations
- EUROPE BUSINESS MEMORY · E.B.M.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 October 1992
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
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