What does Assurenco do?

Assurenco is an insurance broker in Gent. Private Limited, started on 1 October 1992, 2 establishments.

What is the address of Assurenco?

The registered office of Assurenco is located at Zwijnaardsesteenweg 692, 9000 Gent.

Is Assurenco still active?

Yes. According to the CBE (30 October 2026) Assurenco is active, legal situation “Normale toestand”, started on 1 October 1992.

Is Assurenco registered on Peppol?

Yes, Assurenco is registered on the Peppol network with ID 0208:0448351915.

What is the enterprise number of Assurenco?

The enterprise number of Assurenco is BE0448351915.

When was Assurenco founded?

Assurenco was founded on 1 October 1992.

Who are the directors of Assurenco?

According to the 2025 annual accounts, the directors of Assurenco are: Sisman Invest BV BV.

Is Assurenco a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 October 1992; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did Assurenco make in 2025?

Assurenco posted a profit after taxes of € 97,069 in financial year 2025.

What is the revenue of Assurenco?

As a small company, Assurenco is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 246,680.

How many employees does Assurenco have?

According to the 2025 annual accounts, Assurenco has 0.9 full-time equivalents (FTE).

Assurenco (Private Limited) - Gent - BE0448351915

Dossier Assurenco, printed on 30 October 2026 from databakkes.be/en/0448351915/assurenco. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Assurenco from Gent, company number BE0448351915, closed financial year 2025 with a result of € 97,069 after tax. For that financial year Assurenco recorded a gross margin of € 246,680 and equity of € 112,848. Compared with financial year 2024, the result moved from € 54,554 to € 97,069. Profitable, and profit is growing. The buffer shrank hard: equity is 52 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.

What it is worth Shrank hard

€ 112,848

▼ 52% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 97,069

▲ 78% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1,127

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 217,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

0.9

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 58,874

▲ 2% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,392

▼ 61% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 352,894

▲ 13% vs 2024

€ 62,645 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 10,830

▲ 13% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 34,862

▼ 32% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 103,980 Gross margin 2022: € 103,980 First fiscal year in the series	€ 270,350 Gross margin 2023: € 270,350 ▲ 160% vs 2022 (€ 103,980) Favourable step	€ 229,047 Gross margin 2024: € 229,047 ▼ 15% vs 2023 (€ 270,350) Unfavourable step	€ 246,680 Gross margin 2025: € 246,680 ▲ 8% vs 2024 (€ 229,047) Favourable step	▲ 8%
Profit after taxes	€ 6,815 Profit after taxes 2022: € 6,815 First fiscal year in the series	€ 148,737 Profit after taxes 2023: € 148,737 ▲ € 141,922 vs 2022 (€ 6,815) Favourable step	€ 54,554 Profit after taxes 2024: € 54,554 ▼ 63% vs 2023 (€ 148,737) Unfavourable step	€ 97,069 Profit after taxes 2025: € 97,069 ▲ 78% vs 2024 (€ 54,554) Favourable step	▲ 78%
Equity	€ 107,488 Equity 2022: € 107,488 First fiscal year in the series	€ 178,225 Equity 2023: € 178,225 ▲ 66% vs 2022 (€ 107,488) Favourable step	€ 232,779 Equity 2024: € 232,779 ▲ 31% vs 2023 (€ 178,225) Favourable step	€ 112,848 Equity 2025: € 112,848 ▼ 52% vs 2024 (€ 232,779) Unfavourable step	▼ 52%
Total debts	€ 235,119 Total debts 2022: € 235,119 First fiscal year in the series	€ 284,537 Total debts 2023: € 284,537 ▲ 21% vs 2022 (€ 235,119) Unfavourable step	€ 425,717 Total debts 2024: € 425,717 ▲ 50% vs 2023 (€ 284,537) Unfavourable step	€ 419,048 Total debts 2025: € 419,048 ▼ 2% vs 2024 (€ 425,717) Favourable step	▼ 2%
Cash	€ 368 Cash 2022: € 368 First fiscal year in the series	€ 376 Cash 2023: € 376 ▲ 2% vs 2022 (€ 368) Favourable step	€ 0 Cash 2024: € 0 ▼ 100% vs 2023 (€ 376) Unfavourable step	€ 1,127 Cash 2025: € 1,127 Unchanged (€ 0) Favourable step
Land & buildings	€ 58,044 Land & buildings 2022: € 58,044 First fiscal year in the series	€ 53,353 Land & buildings 2023: € 53,353 ▼ 8% vs 2022 (€ 58,044) Unchanged	€ 422,346 Land & buildings 2024: € 422,346 ▲ € 368,993 vs 2023 (€ 53,353) Unchanged	€ 416,882 Land & buildings 2025: € 416,882 ▼ 1% vs 2024 (€ 422,346) Unchanged	▼ 1%
Retained profit	€ 99,428 Retained profit 2022: € 99,428 First fiscal year in the series	€ 170,165 Retained profit 2023: € 170,165 ▲ 71% vs 2022 (€ 99,428) Favourable step	€ 224,719 Retained profit 2024: € 224,719 ▲ 32% vs 2023 (€ 170,165) Favourable step	€ 104,788 Retained profit 2025: € 104,788 ▼ 53% vs 2024 (€ 224,719) Unfavourable step	▼ 53%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 78,000 Dividend 2023: € 78,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 78,000) Unchanged	€ 217,000 Dividend 2025: € 217,000 Unchanged (€ 0) Unchanged
Bank debt	€ 203,675 Bank debt 2022: € 203,675 First fiscal year in the series	€ 160,946 Bank debt 2023: € 160,946 ▼ 21% vs 2022 (€ 203,675) Favourable step	€ 312,131 Bank debt 2024: € 312,131 ▲ 94% vs 2023 (€ 160,946) Unfavourable step	€ 352,894 Bank debt 2025: € 352,894 ▲ 13% vs 2024 (€ 312,131) Unfavourable step	▲ 13%
Balance sheet total	€ 342,607 Balance sheet total 2022: € 342,607 First fiscal year in the series	€ 462,762 Balance sheet total 2023: € 462,762 ▲ 35% vs 2022 (€ 342,607) Unchanged	€ 658,496 Balance sheet total 2024: € 658,496 ▲ 42% vs 2023 (€ 462,762) Unchanged	€ 531,895 Balance sheet total 2025: € 531,895 ▼ 19% vs 2024 (€ 658,496) Unchanged	▼ 19%
Employees (FTE)	0.9 Employees (FTE) 2022: 0.9 First fiscal year in the series	0.9 Employees (FTE) 2023: 0.9 Unchanged (0.9) Unchanged	0.9 Employees (FTE) 2024: 0.9 Unchanged (0.9) Unchanged	0.9 Employees (FTE) 2025: 0.9 Unchanged (0.9) Unchanged

Key figures of Assurenco, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Assurenco?

What happened at Assurenco in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 30, 2026 New annual accounts for financial year 2025: profit of € 97,069 (▲ 78% vs 2024). Source: NBB ↗
Feb 1, 2017 New establishment in Oudenaarde. KBO
Dec 1, 1992 New establishment in Gent. KBO
Oct 1, 1992 Start of the company according to the CBE. KBO

In short

From € 6,815 profit in 2022 to € 97,069 profit in 2025.

Paid € 89,309 in corporate taxes since 2022.

Best year ever: 2023, with € 148,737 profit.

Paid out € 295,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

SISMAN INVEST 100%

The stake of SISMAN INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Assurenco

Behind Assurenco is Sisman Invest BV BV. The shares are held by SISMAN INVEST (100%).

Directors

According to the 2025 annual accounts

Sisman Invest BV BV

Director · represented by Sisman Fatih

Also active at: Sisman Real Estate

Shareholders

SISMAN INVEST

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Zwijnaardsesteenweg 692

9000 Gent

2.318.320.586

Gentstraat 184

9700 Oudenaarde

Active since 1 February 2017

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0448.351.915

VAT number

BE 0448.351.915

Registered office

Zwijnaardsesteenweg 692, 9000 Gent

Names & denominations

Assurenco

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

1 October 1992

Peppol

Active · Active since 7 Jul 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Assurenco

Warning lights

Financials

What happened to Assurenco?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions