What does CERTIS GROEP do?

CERTIS GROEP is an insurance broker in Essen. Private Limited, started on 9 September 1992, 1 establishment.

What is the address of CERTIS GROEP?

The registered office of CERTIS GROEP is located at Heuvelplein 25, 2910 Essen.

Is CERTIS GROEP still active?

Yes. According to the CBE (30 October 2026) CERTIS GROEP is active, legal situation “Normale toestand”, started on 9 September 1992.

Is CERTIS GROEP registered on Peppol?

Yes, CERTIS GROEP is registered on the Peppol network with ID 0208:0448181273.

What is the enterprise number of CERTIS GROEP?

The enterprise number of CERTIS GROEP is BE0448181273.

When was CERTIS GROEP founded?

CERTIS GROEP was founded on 9 September 1992.

Who are the directors of CERTIS GROEP?

According to the 2025 annual accounts, the directors of CERTIS GROEP are: Flextico BV, Win Win BV.

Is CERTIS GROEP a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 9 September 1992; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did CERTIS GROEP make in 2025?

CERTIS GROEP posted a profit after taxes of € 270,631 in financial year 2025.

What is the revenue of CERTIS GROEP?

As a small company, CERTIS GROEP is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 421,622.

How much does an employee at CERTIS GROEP earn?

The average wage cost per full-time employee at CERTIS GROEP was € 51,000 in 2025: staff costs of € 132,592 for 2.6 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CERTIS GROEP have?

According to the 2025 annual accounts, CERTIS GROEP has 2.6 full-time equivalents (FTE).

CERTIS GROEP (Private Limited) - Essen - BE0448181273

Dossier CERTIS GROEP, printed on 30 October 2026 from databakkes.be/en/0448181273/certis-groep. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

CERTIS GROEP from Essen, company number BE0448181273, closed financial year 2025 with a result of € 270,631 after tax. For that financial year CERTIS GROEP recorded a gross margin of € 421,622 and equity of € 462,658. Compared with financial year 2024, the result moved from € 298,813 to € 270,631. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.

What it is worth Growing

€ 462,658

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 270,631

▼ 9% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 559,754

▼ 3% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 250,000 paid out

92 % of the profit went to the shareholders, mostly to FLEXTICO (50 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

2.6

▲ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 132,592

▲ 18% vs 2024

€ 51,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 7,292

▼ 36% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 11,804

▼ 26% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 10,670

▼ 25% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 401,558 Gross margin 2022: € 401,558 First fiscal year in the series	€ 364,804 Gross margin 2023: € 364,804 ▼ 9% vs 2022 (€ 401,558) Unfavourable step	€ 436,382 Gross margin 2024: € 436,382 ▲ 20% vs 2023 (€ 364,804) Favourable step	€ 421,622 Gross margin 2025: € 421,622 ▼ 3% vs 2024 (€ 436,382) Unfavourable step	▼ 3%
Profit after taxes	€ 201,880 Profit after taxes 2022: € 201,880 First fiscal year in the series	€ 174,757 Profit after taxes 2023: € 174,757 ▼ 13% vs 2022 (€ 201,880) Unfavourable step	€ 298,813 Profit after taxes 2024: € 298,813 ▲ 71% vs 2023 (€ 174,757) Favourable step	€ 270,631 Profit after taxes 2025: € 270,631 ▼ 9% vs 2024 (€ 298,813) Unfavourable step	▼ 9%
Equity	€ 408,456 Equity 2022: € 408,456 First fiscal year in the series	€ 423,214 Equity 2023: € 423,214 ▲ 4% vs 2022 (€ 408,456) Favourable step	€ 442,027 Equity 2024: € 442,027 ▲ 4% vs 2023 (€ 423,214) Favourable step	€ 462,658 Equity 2025: € 462,658 ▲ 5% vs 2024 (€ 442,027) Favourable step	▲ 5%
Total debts	€ 230,781 Total debts 2022: € 230,781 First fiscal year in the series	€ 178,609 Total debts 2023: € 178,609 ▼ 23% vs 2022 (€ 230,781) Favourable step	€ 311,592 Total debts 2024: € 311,592 ▲ 74% vs 2023 (€ 178,609) Unfavourable step	€ 273,900 Total debts 2025: € 273,900 ▼ 12% vs 2024 (€ 311,592) Favourable step	▼ 12%
Cash	€ 484,600 Cash 2022: € 484,600 First fiscal year in the series	€ 344,411 Cash 2023: € 344,411 ▼ 29% vs 2022 (€ 484,600) Unfavourable step	€ 574,319 Cash 2024: € 574,319 ▲ 67% vs 2023 (€ 344,411) Favourable step	€ 559,754 Cash 2025: € 559,754 ▼ 3% vs 2024 (€ 574,319) Unfavourable step	▼ 3%
Land & buildings	€ 35,661 Land & buildings 2022: € 35,661 First fiscal year in the series	€ 33,000 Land & buildings 2023: € 33,000 ▼ 7% vs 2022 (€ 35,661) Unchanged	€ 30,675 Land & buildings 2024: € 30,675 ▼ 7% vs 2023 (€ 33,000) Unchanged	€ 30,283 Land & buildings 2025: € 30,283 ▼ 1% vs 2024 (€ 30,675) Unchanged	▼ 1%
Retained profit	€ 389,864 Retained profit 2022: € 389,864 First fiscal year in the series	€ 404,622 Retained profit 2023: € 404,622 ▲ 4% vs 2022 (€ 389,864) Favourable step	€ 423,435 Retained profit 2024: € 423,435 ▲ 5% vs 2023 (€ 404,622) Favourable step	€ 444,066 Retained profit 2025: € 444,066 ▲ 5% vs 2024 (€ 423,435) Favourable step	▲ 5%
Dividend	€ 186,000 Dividend 2022: € 186,000 First fiscal year in the series	€ 160,000 Dividend 2023: € 160,000 ▼ 14% vs 2022 (€ 186,000) Unchanged	€ 280,000 Dividend 2024: € 280,000 ▲ 75% vs 2023 (€ 160,000) Unchanged	€ 250,000 Dividend 2025: € 250,000 ▼ 11% vs 2024 (€ 280,000) Unchanged	▼ 11%
Balance sheet total	€ 639,237 Balance sheet total 2022: € 639,237 First fiscal year in the series	€ 601,822 Balance sheet total 2023: € 601,822 ▼ 6% vs 2022 (€ 639,237) Unchanged	€ 753,618 Balance sheet total 2024: € 753,618 ▲ 25% vs 2023 (€ 601,822) Unchanged	€ 736,558 Balance sheet total 2025: € 736,558 ▼ 2% vs 2024 (€ 753,618) Unchanged	▼ 2%
Employees (FTE)	3.3 Employees (FTE) 2022: 3.3 First fiscal year in the series	2.7 Employees (FTE) 2023: 2.7 ▼ 0.6 vs 2022 (3.3) Unchanged	2.4 Employees (FTE) 2024: 2.4 ▼ 0.3 vs 2023 (2.7) Unchanged	2.6 Employees (FTE) 2025: 2.6 ▲ 0.2 vs 2024 (2.4) Unchanged	▲ 0.2

Key figures of CERTIS GROEP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CERTIS GROEP?

What happened at CERTIS GROEP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Mar 23, 2026 New annual accounts for financial year 2025: profit of € 270,631 (▼ 9% vs 2024). Source: NBB ↗
Nov 12, 1992 New establishment in Essen. KBO
Sep 9, 1992 Start of the company according to the CBE. KBO

In short

From € 201,880 profit in 2022 to € 270,631 profit in 2025.

Paid € 42,022 in corporate taxes since 2022.

Best year ever: 2024, with € 298,813 profit.

On average € 162,200 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

FLEXTICO 50%

WIN-WIN 50%

The stake of FLEXTICO, WIN-WIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CERTIS GROEP

Behind CERTIS GROEP are Flextico BV and Win Win BV. The shares are held by FLEXTICO (50%) and WIN-WIN (50%).

Directors

According to the 2025 annual accounts

Flextico BV

Director · represented by Tijl Van Loon

Win Win BV

Director · represented by Hans Peeters

Shareholders

FLEXTICO

50%

WIN-WIN

50%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Heuvelplein 25

2910 Essen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Barracuda

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0448.181.273

VAT number

BE 0448.181.273

Registered office

Heuvelplein 25, 2910 Essen

Names & denominations

CERTIS GROEP

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

9 September 1992

Peppol

Active · Active since 23 Apr 2024

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Verhuur en exploitatie van sociale woningen

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

View on CBE Public ↗ Annual accounts (NBB) ↗

CERTIS GROEP

Financials

What happened to CERTIS GROEP?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions