Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
INTER-PANEL AGENCY from Oostrozebeke, company number BE0448147918, closed financial year 2025 with a result of € -36,695 after tax. For that financial year INTER-PANEL AGENCY recorded a gross margin of € -26,824 and equity of € 137,390. Compared with financial year 2024, the result moved from € -5,926 to € -36,695. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ 137,390
▼ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -36,695
▼ 519 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -189,880.
People and assets in 2025
€ 1,445
▼ 77% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12,725
▲ € 10,677 vs 2024
Loans from banks and other lenders, long and short.
€ 4,139
▲ 179% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,466
▼ 90% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 25,559 | € 24,496 | € -4,201 | € -26,824 | ▼ € 22,623 |
| Profit after taxes | € 20,954 | € 24,244 | € -5,926 | € -36,695 | ▼ € 30,769 |
| Equity | € 155,767 | € 180,011 | € 174,085 | € 137,390 | ▼ 21% |
| Total debts | € 33,759 | € 21,629 | € 17,951 | € 91,426 | ▲ € 73,475 |
| Cash | - | - | € 808 | - | |
| Land & buildings | € 42,142 | € 42,142 | € 42,142 | € 42,142 | |
| Retained profit | € -171,503 | € -147,259 | € -153,185 | € -189,880 | ▼ € 36,695 |
| Bank debt | € 26,485 | € 16,219 | € 2,048 | € 12,725 | ▲ € 10,677 |
| Balance sheet total | € 189,526 | € 201,640 | € 192,036 | € 228,816 | ▲ 19% |
Key figures of INTER-PANEL AGENCY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to INTER-PANEL AGENCY?
What happened at INTER-PANEL AGENCY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 36,695. Source: NBB ↗
- New establishment in Oostrozebeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,954 profit in 2022 to € 36,695 loss in 2025.
Paid € 1,197 in corporate taxes since 2022.
Best year ever: 2023, with € 24,244 profit.
Management
Behind INTER-PANEL AGENCY are STEFAAN VANDEN AVENNE and CHARLOTTE D'HAVELOOSE. STEFAAN VANDEN AVENNE is also behind Granimar, MIRANI and JBS Finance.
Directors
According to the 2025 annual accounts
CHARLOTTE D'HAVELOOSE
Director
Establishments
Establishment units
Physical locations of this company
Blijhofstraat 20
8780 Oostrozebeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.147.918
- VAT number
- BE 0448.147.918
- Registered office
- Blijhofstraat 20, 8780 Oostrozebeke
- Names & denominations
- INTER-PANEL AGENCY · I.P.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 September 1992
- Peppol
- Active · Active since 16 Jan 2026
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