Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZO from Gent, company number BE0448040129, closed financial year 2025 with a result of € 4,310 after tax. For that financial year ZO recorded a gross margin of € 30,068 and equity of € 33,570. Compared with financial year 2024, the result moved from € -3,004 to € 4,310. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on December 22, 2025.
€ 33,570
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,310
▲ still € 3,004 loss in 2024
Profit after tax over the fiscal year.
€ 16,343
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 21,170.
People and assets in 2025
€ 9,989
▼ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 49,171
▼ 25% vs 2024
€ 17,618 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 6,331
▼ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,967
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 35,620 | € 14,088 | € 22,695 | € 30,068 | ▲ 32% |
| Profit after taxes | € 8,660 | € -12,291 | € -3,004 | € 4,310 | ▲ € 7,314 |
| Equity | € 44,555 | € 32,264 | € 29,260 | € 33,570 | ▲ 15% |
| Total debts | € 125,058 | € 128,603 | € 139,835 | € 107,351 | ▼ 23% |
| Cash | € 15,403 | € 11,681 | € 31,844 | € 16,343 | ▼ 49% |
| Land & buildings | € 101,500 | € 86,050 | € 70,600 | € 55,150 | ▼ 22% |
| Retained profit | € 32,155 | € 19,864 | € 16,860 | € 21,170 | ▲ 26% |
| Bank debt | € 96,682 | € 81,689 | € 65,867 | € 49,171 | ▼ 25% |
| Balance sheet total | € 169,613 | € 160,867 | € 169,095 | € 140,921 | ▼ 17% |
Key figures of ZO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ZO?
What happened at ZO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,310. Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,660 profit in 2022 to € 4,310 profit in 2025.
Paid € 1,020 in corporate taxes since 2022.
Best year ever: 2022, with € 8,660 profit.
Establishments
Establishment units
Physical locations of this company
Rooigemlaan 631
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.040.129
- VAT number
- BE 0448.040.129
- Registered office
- Rooigemlaan 631, 9000 Gent
- Names & denominations
- ZO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 August 1992
- Peppol
- Active · Active since 5 Oct 2025
- Activities · NACE
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