Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Chantal Schapendonk from Opwijk, company number BE0447840684, closed financial year 2025 with a result of € 279 after tax. For that financial year Chantal Schapendonk recorded a gross margin of € 50,970 and equity of € 409,639. Compared with financial year 2024, the result moved from € 13,685 to € 279. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 409,639
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 279
▼ 98% vs 2024
Profit after tax over the fiscal year.
€ 26,567
▼ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 335,257.
People and assets in 2025
€ 1,993
▲ € 1,897 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,703
▼ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 112,970
▼ 22% vs 2024
€ 22,600 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 3,389
▼ 80% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 28,590 | € 47,050 | € 59,226 | € 50,970 | ▼ 14% |
| Profit after taxes | € -18,512 | € 824 | € 13,685 | € 279 | ▼ 98% |
| Equity | € 394,851 | € 395,675 | € 409,360 | € 409,639 | |
| Total debts | € 407,188 | € 376,631 | € 343,852 | € 316,209 | ▼ 8% |
| Cash | € 15,612 | € 17,971 | € 34,496 | € 26,567 | ▼ 23% |
| Land & buildings | € 879,468 | € 847,814 | € 808,486 | € 785,328 | ▼ 3% |
| Retained profit | € 320,469 | € 321,293 | € 334,978 | € 335,257 | |
| Bank debt | € 209,530 | € 177,805 | € 145,223 | € 112,970 | ▼ 22% |
| Balance sheet total | € 906,816 | € 872,529 | € 848,878 | € 816,959 | ▼ 4% |
Key figures of Chantal Schapendonk, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Chantal Schapendonk?
What happened at Chantal Schapendonk in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 279 (▼ 98% vs 2024). Source: NBB ↗
- New establishment in Opwijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,512 loss in 2022 to € 279 profit in 2025.
Best year ever: 2024, with € 13,685 profit.
Management
Behind Chantal Schapendonk are Chantal Schapendonk and Rudi Meeussen. Rudi Meeussen is also behind Dr. Rudi MEEUSSEN, algemene geneeskunde.
Directors
According to the 2025 annual accounts
Chantal Schapendonk
Director
Establishments
Establishment units
Physical locations of this company
Costershof 5
1745 Opwijk
Schoolstraat 72
1745 Opwijk
Active since 22 October 1992
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.840.684
- VAT number
- BE 0447.840.684
- Registered office
- Costershof 5, 1745 Opwijk
- Names & denominations
- Chantal Schapendonk
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 July 1992
- Peppol
- Active · Active since 23 Aug 2025
- Activities · NACE
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Handelsbemiddeling in goederen, algemeen assortiment