Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZIBELCO from Scherpenheuvel-Zichem, company number BE0447782781, closed financial year 2025 with a result of € -21,226 after tax. For that financial year ZIBELCO recorded a gross margin of € 40,223 and equity of € -41,188. Compared with financial year 2024, the result moved from € -5,342 to € -21,226. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ -41,188
▼ € 21,226 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,226
▼ 297 % more loss than in 2024
Profit after tax over the fiscal year.
€ 824
▲ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -59,788.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 60,413
▲ 13% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 19,171
▲ € 17,781 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,912
▼ 4% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 44,109 | € 52,208 | € 49,185 | € 40,223 | ▼ 18% |
| Profit after taxes | € -8,418 | € -3,840 | € -5,342 | € -21,226 | ▼ € 15,884 |
| Equity | € -10,780 | € -14,620 | € -19,962 | € -41,188 | ▼ € 21,226 |
| Total debts | € 21,683 | € 30,695 | € 37,947 | € 60,738 | ▲ 60% |
| Cash | € 656 | € 430 | € 591 | € 824 | ▲ 39% |
| Retained profit | € -29,380 | € -33,220 | € -38,562 | € -59,788 | ▼ € 21,226 |
| Balance sheet total | € 10,903 | € 16,076 | € 17,985 | € 19,550 | ▲ 9% |
| Employees (FTE) | - | 2 | 2 | - |
Key figures of ZIBELCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZIBELCO?
What happened at ZIBELCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,226. filed late Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Peter Swysen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,418 loss in 2022 to € 21,226 loss in 2025.
On average € 24,600 of value added per employee in 2024.
Management
Behind ZIBELCO is Peter Swysen.
Directors
According to the 2025 annual accounts
Peter Swysen
Director
since 1992
Establishments
Establishment units
Physical locations of this company
Steenweg Scherpenheuvel 81
3271 Scherpenheuvel-Zichem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.782.781
- VAT number
- BE 0447.782.781
- Registered office
- Steenweg Scherpenheuvel 81, 3271 Scherpenheuvel-Zichem
- Names & denominations
- ZIBELCO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 July 1992
- Peppol
- Active · Active since 26 Nov 2025
- Activities · NACE
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